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Companies / Financials / NB Bancorp, Inc.
NBBK

NB Bancorp, Inc.

FinancialsBanks & Brokers
Ticker NBBKNEEDHAM, MAFiscal year ends DecemberBook value per share $21.21Diluted shares 40.4M

NB Bancorp, Inc. (Nasdaq: NBBK) is the bank holding company for Needham Bank, a Massachusetts-chartered cooperative bank that provides banking services to individuals and businesses. The Bank takes deposits and uses them to fund commercial real estate and multifamily, residential mortgage, construction and land… From the company’s description.

Over the twelve months to Sep 30, 2026, NB Bancorp, Inc. reported revenue of $283.99M, up 44.5% from a year earlier, and net income of $66.95M. Its pre-tax margin was 32.3%. In fiscal 2025, it reported revenue of $213.66M, up 23.7% from fiscal 2024, and net income of $50.30M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$213.66MFY2025
+23.7% year over year
Last 12 mo $283.99M
33.29%FY2025
−0.6 percentage points
Last 12 mo 32.31%
$50.30MFY2025
+19.3% year over year
Last 12 mo $66.95M
5.86%FY2025
+0.3 percentage points
Last 12 mo 7.81%
Cash & financing
$60.79MFY2025
+40.8% year over year
Last 12 mo $131.26M
$57.38MFY2025
+39.1% year over year
Last 12 mo $121.31M
7.04FY2025
Was 5.62× a year earlier
Last 12 mo 7.78
37.6MFY2025
−4.5% year over year
Last 12 mo 40.4M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What NB Bancorp, Inc. does

In the company’s own words

NB Bancorp, Inc. (Nasdaq: NBBK) is the bank holding company for Needham Bank, a Massachusetts-chartered cooperative bank that provides banking services to individuals and businesses. The Bank takes deposits and uses them to fund commercial real estate and multifamily, residential mortgage, construction and land development, commercial and industrial, mortgage warehouse and consumer lending, as well as investments in securities. Its commercial and industrial lending serves small businesses, middle-market companies and larger businesses, including customers in renewable energy and cannabis-related industries; mortgage warehouse facilities serve independent non-bank mortgage originators. The Bank also offers checking, savings, money market and certificate-of-deposit accounts, along with cash management and online and mobile banking services. Following its November 2025 acquisition of Provident Bancorp and BankProv, its network includes offices in Massachusetts and New Hampshire and a mortgage warehouse lending center in Florida. At December 31, 2025, its loan portfolio totaled approximately $5.99 billion. Needham Bank was organized in 1892 and operates primarily across Greater Boston and surrounding New England communities. Its website is www.needhambank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
NEEDHAM, MA
Fiscal year end
December
CIK
1979330
SIC
6036

Financial performance, year by year

Fiscal 2023–2025 · USD
$-28.40M$56.80M$141.99M$227.19M$312.39M202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns NB Bancorp, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

169
funds hold it
0 of 35
superinvestors hold it
$186.04M
held by funds, at market
20.5%
of shares held by funds

Largest fund holders · NB Bancorp, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.03%of fund net assets
0.20%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.01%of fund net assets
College Retirement Equities Fund - Total Global Stock Account
QCSTRX · College Retirement Equities Fund
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do NB Bancorp, Inc. and its peers compare on margins and cash generation over ten years?”
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