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Companies / Financials / NorthEast Community Bancorp, Inc.
NECB

NorthEast Community Bancorp, Inc.

FinancialsBanks & Brokers
Ticker NECBWHITE PLAINS, NYFiscal year ends DecemberBook value per share $26.79Diluted shares 13.5M

Northeast Community Bancorp, Inc. (NASDAQ: NECB) operates as a community-oriented financial institution headquartered in the Northeast region, with its primary business consisting of ownership and operation of NorthEast Community Bank, a New York State-chartered savings bank founded in 1934. The company's website is… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$104.83M
−0.7% year over year
Last 12 mo $103.62M
59.39%
−2.9 percentage points
Last 12 mo 57.96%
$44.41M
−5.7% year over year
Last 12 mo $42.42M
12.63%
−2.2 percentage points
Last 12 mo 11.70%
Cash & financing
$52.59M
+8.0% year over year
Last 12 mo $49.26M
$50.84M
+5.5% year over year
Last 12 mo $48.41M
4.80
Was 5.25× a year earlier
Last 12 mo 0.53
13.7M
+2.2% year over year
Last 12 mo 13.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What NorthEast Community Bancorp, Inc. does

In the company’s own words

Northeast Community Bancorp, Inc. (NASDAQ: NECB) operates as a community-oriented financial institution headquartered in the Northeast region, with its primary business consisting of ownership and operation of NorthEast Community Bank, a New York State-chartered savings bank founded in 1934. The company's website is www.necb.com.

The Bank conducts business through eleven full-service branch offices located across New York and Massachusetts, including locations in Bronx, Orange, Rockland, and Sullivan Counties in New York, and Essex, Middlesex, and Norfolk Counties in Massachusetts, along with three loan production offices. The institution serves individuals and businesses within its market area, which encompasses the New York State/New York City Metropolitan Area and the Massachusetts/Boston Metropolitan Area, with limited lending activity in New Jersey and Connecticut.

The Bank's loan portfolio is dominated by construction lending, which represents the largest segment, followed by multifamily and mixed-use residential real estate loans, non-residential real estate loans, and commercial and industrial loans. At December 31, 2025, the construction loan portfolio consisted of 247 loans totaling $1.8 billion in committed amount, with an average loan size of $7.3 million. The Bank specializes in originating construction loans for multifamily residential condominium properties and affordable rental apartment buildings, primarily in high-absorption communities where demand for housing significantly exceeds available supply. The multifamily and mixed-use real estate loan portfolio totaled $326.0 million, while non-residential real estate loans comprised $38.5 million of the portfolio.

The Bank generates revenues primarily from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities, along with deposit fees and service charges. The institution offers a comprehensive range of retail deposit products including checking accounts, money market accounts, regular savings accounts, and certificates of deposit, supplemented by wholesale deposits and borrowings. The company utilizes advances from the Federal Home Loan Bank of New York and borrowings from the Federal Reserve Bank of New York to supplement lendable funds and meet deposit withdrawal requirements.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
WHITE PLAINS, NY
Fiscal year end
December
CIK
1847398
SIC
6036

Financial performance, year by year

Fiscal 2021–2025 · USD
$-10.56M$21.12M$52.79M$84.46M$116.13M20212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns NorthEast Community Bancorp, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

156
funds hold it
0 of 35
superinvestors hold it
$71.16M
held by funds, at market
19.7%
of shares held by funds

Largest fund holders · NorthEast Community Bancorp, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.03%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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