NORWOOD FINANCIAL CORP
Norwood Financial Corp (Nasdaq: NWFL) operates as a bank holding company for Wayne Bank, a Pennsylvania-chartered community bank headquartered in Honesdale, Pennsylvania. The company's website is wayne.bank. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What NORWOOD FINANCIAL CORP does
In the company’s own words
Norwood Financial Corp (Nasdaq: NWFL) operates as a bank holding company for Wayne Bank, a Pennsylvania-chartered community bank headquartered in Honesdale, Pennsylvania. The company's website is wayne.bank.
Wayne Bank provides a comprehensive range of personal and business banking services, including credit products, deposit accounts, trust and investment services, and real estate settlement services. The bank serves consumers, businesses, nonprofit organizations, and municipalities across its market areas in northeastern Pennsylvania and upstate New York. As of December 31, 2025, the company maintained total consolidated assets of $2.425 billion, consolidated deposits of $2.183 billion, and stockholders' equity of $242.2 million.
The bank operates through 29 branch locations across Pennsylvania and New York, with fifteen offices in northeastern Pennsylvania counties including Wayne, Pike, Monroe, Lackawanna, and Luzerne, and fourteen offices in New York counties including Delaware, Sullivan, Ontario, Otsego, and Yates. The company employs 275 full-time and six part-time employees. The bank operates automated teller machines at all branch facilities plus one off-site location.
Wayne Bank's Wealth Management and Trust Department manages $213.9 million in assets under management as of year-end 2025. The bank's subsidiary, Norwood Investment Corp, provides brokerage services including stocks, bonds, mutual funds, exchange-traded funds, advisory services, and insurance products through a relationship with LPL Financial LLC, a registered broker-dealer.
The company has grown through strategic acquisitions, completing the acquisition of North Penn Bancorp in 2011, Delaware Bancshares in 2016, and UpState New York Bancorp in 2020. These acquisitions expanded the company's geographic footprint and customer base across the northeastern region.
As a bank holding company, Norwood Financial Corp is regulated by the Federal Reserve and operates under the Bank Holding Company Act. Wayne Bank maintains FDIC deposit insurance and membership in the Federal Home Loan Bank of Pittsburgh.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- HONESDALE, PA
- Fiscal year end
- December
- CIK
- 1013272
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns NORWOOD FINANCIAL CORP — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · NORWOOD FINANCIAL CORP’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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