Norwood Financial Corp
Norwood Financial Corp (Nasdaq: NWFL) is a bank holding company whose principal subsidiary, Wayne Bank, provides personal and business lending, deposit services, trust and investment products, and real estate settlement services. Its customers include consumers, businesses, nonprofit organizations, and municipalities… From the company’s description.
Over the twelve months to Sep 30, 2026, Norwood Financial Corp reported revenue of $111.02M, up 75.0% from a year earlier, and net income of $32.26M. Its pre-tax margin was 37.0%. In fiscal 2025, it reported revenue of $87.94M, up 72.3% from fiscal 2024, and net income of $27.75M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Norwood Financial Corp does
In the company’s own words
Norwood Financial Corp (Nasdaq: NWFL) is a bank holding company whose principal subsidiary, Wayne Bank, provides personal and business lending, deposit services, trust and investment products, and real estate settlement services. Its customers include consumers, businesses, nonprofit organizations, and municipalities in northeastern Pennsylvania and upstate New York. The Bank operates 29 offices across the two states and serves communities in Wayne, Pike, Monroe, Lackawanna and Luzerne counties in Pennsylvania, and Delaware, Sullivan, Ontario, Otsego and Yates counties in New York. Through its wealth management and trust department, it provides estate planning, investment management and financial planning; its insurance subsidiary offers brokerage, advisory, annuity and insurance products, primarily to Bank customers. The company reports its banking activities through its Bank subsidiary rather than describing reportable business segments. Norwood Financial was incorporated in 1995 as the holding company for Wayne Bank, which traces its charter to 1870; acquisitions expanded its footprint into New York and Pennsylvania markets. At December 31, 2025, the company had $2.425 billion in consolidated assets and $213.9 million in trust assets under management. Its website is wayne.bank.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- HONESDALE, PA
- Fiscal year end
- December
- CIK
- 1013272
- SIC
- 6022
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Norwood Financial Corp — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Norwood Financial Corp’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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