NSTS Bancorp, Inc.
NSTS Bancorp, Inc. is a savings and loan holding company whose wholly owned subsidiary, North Shore Trust and Savings, provides banking services primarily to individuals and businesses in Lake County, Illinois, and nearby communities. The bank attracts deposits and uses them to originate residential mortgage,… From the company’s description.
Over the twelve months to Jun 30, 2026, NSTS Bancorp, Inc. reported revenue of $10.78M, up 14.6% from a year earlier, and a net loss of $0.04M. Its pre-tax margin was −0.4%. In fiscal 2025, it reported revenue of $9.73M, up 8.1% from fiscal 2024, and a net loss of $0.39M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What NSTS Bancorp, Inc. does
In the company’s own words
NSTS Bancorp, Inc. is a savings and loan holding company whose wholly owned subsidiary, North Shore Trust and Savings, provides banking services primarily to individuals and businesses in Lake County, Illinois, and nearby communities. The bank attracts deposits and uses them to originate residential mortgage, commercial real estate, multifamily, construction and consumer loans, and to purchase investment securities; it also sells many conforming residential mortgages in the secondary market. Customers can access checking, savings, money market and time deposit accounts, as well as online banking. The company reports one operating segment, with its banking operations managed and evaluated on a company-wide basis. Its primary lending focus is one- to four-family residential mortgages, which accounted for 91.3% of the loan portfolio at December 31, 2025. The bank was established in 1921 and operates three full-service branches and three loan production offices in Illinois. At December 31, 2025, NSTS Bancorp had $266.6 million in total assets. Its website is www.northshoretrust.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- WAUKEGAN, IL
- Fiscal year end
- December
- CIK
- 1881592
- SIC
- 6035
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns NSTS Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · NSTS Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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