Oak Valley Bancorp
Oak Valley Bancorp, Inc. (Nasdaq: OAKV) operates as a bank holding company providing comprehensive financial services through its wholly-owned subsidiary, Oak Valley Community Bank, a California state-chartered bank. The company's website is located at www.oakvalleybancorp.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Oak Valley Bancorp does
In the company’s own words
Oak Valley Bancorp, Inc. (Nasdaq: OAKV) operates as a bank holding company providing comprehensive financial services through its wholly-owned subsidiary, Oak Valley Community Bank, a California state-chartered bank. The company's website is located at www.oakvalleybancorp.com.
Since commencing operations in 1991 from its main office in Oakdale, California, Oak Valley has expanded to operate nineteen full-service branch offices across California's Central Valley and Eastern Sierra regions, including locations in Oakdale, Sonora, Modesto, Bridgeport, Mammoth Lakes, Bishop, Escalon, Patterson, Turlock, Ripon, Stockton, Manteca, Tracy, Sacramento, Roseville, and Lodi. The company serves customers in Stanislaus, San Joaquin, Tuolumne, Sacramento, Placer, Inyo, and Mono counties, with approximately 99 percent of loans and 90 percent of deposits generated from the Central Valley region.
Oak Valley's primary business involves traditional community banking services tailored for individuals and small to medium-sized businesses. The company's loan portfolio is heavily concentrated in real estate-related lending, with commercial and consumer real estate loans comprising 91 percent of total loans as of December 31, 2025. The bank offers commercial real estate financing, construction loans, mini-perm loans, commercial business lending, Small Business Administration loans, and consumer loans including auto loans and home mortgages. The company also provides deposit products including certificates of deposit, savings accounts, money market accounts, checking accounts, and individual retirement accounts, supplemented by Federal Home Loan Bank borrowings to support lending activities.
As of December 31, 2025, Oak Valley employed 245 employees across its branch network and maintained total deposits of approximately 1.7 billion dollars, representing approximately 1.9 percent of total deposits in its primary service area. The company operates as a single reportable segment given that all banking products and services are available at each branch within the same economic environment. Oak Valley competes with major regional and national banks including Wells Fargo, Bank of America, JP Morgan Chase, and U.S. Bank, leveraging its independent status and emphasis on personalized community banking services to differentiate itself in the competitive California banking market.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- OAKDALE, CA
- Fiscal year end
- December
- CIK
- 1431567
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Oak Valley Bancorp — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Oak Valley Bancorp’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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