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Companies / Financials / Oak Valley Bancorp
OVLY

Oak Valley Bancorp

FinancialsBanks & Brokers
Ticker OVLYOAKDALE, CAFiscal year ends DecemberBook value per share $26.06Diluted shares 8.3M

Oak Valley Bancorp (Nasdaq: OVLY) is the parent bank holding company of Oak Valley Community Bank, which provides commercial banking services to individuals and small and midsized businesses in California’s Central Valley and Eastern Sierra. Its offerings include business checking and savings accounts, commercial and… From the company’s description.

Over the twelve months to Jun 30, 2026, Oak Valley Bancorp reported revenue of $83.84M, up 7.4% from a year earlier, and net income of $23.45M. Its pre-tax margin was 35.7%. In fiscal 2025, it reported revenue of $81.73M, up 6.7% from fiscal 2024, and net income of $23.91M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$81.73MFY2025
+6.7% year over year
Last 12 mo $83.84M
37.50%FY2025
−4.5 percentage points
Last 12 mo 35.69%
$23.91MFY2025
−4.1% year over year
Last 12 mo $23.45M
11.50%FY2025
−2.1 percentage points
Last 12 mo 10.81%
Cash & financing
$28.67MFY2025
+11.8% year over year
Last 12 mo $26.79M
$24.56MFY2025
+2.9% year over year
Last 12 mo $25.00M
8.62FY2025
Was 9.24× a year earlier
Last 12 mo 8.13
8.3MFY2025
+0.4% year over year
Last 12 mo 8.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Oak Valley Bancorp does

In the company’s own words

Oak Valley Bancorp (Nasdaq: OVLY) is the parent bank holding company of Oak Valley Community Bank, which provides commercial banking services to individuals and small and midsized businesses in California’s Central Valley and Eastern Sierra. Its offerings include business checking and savings accounts, commercial and real estate loans, lines of credit, Small Business Administration loans, consumer lending, online and mobile banking, merchant services and remote deposit capture. Three Eastern Sierra branches operate as Eastern Sierra Community Bank, a division of the Bank. The company reports as a single operating segment, encompassing its banking products and services across its branches. Its lending includes commercial real estate, business and trade finance, SBA and consumer loans, while its deposit products include checking, savings, money market accounts and certificates of deposit. As of December 31, 2025, the Bank operated 19 full-service branches and had 245 employees. The company began operations in Oakdale, California, in 1991.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
OAKDALE, CA
Fiscal year end
December
CIK
1431567
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-8.38M$16.77M$41.92M$67.07M$92.22M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Oak Valley Bancorp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

108
funds hold it
0 of 35
superinvestors hold it
$39.13M
held by funds, at market
13.9%
of shares held by funds

Largest fund holders · Oak Valley Bancorp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.02%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Oak Valley Bancorp and its peers compare on margins and cash generation over ten years?”
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