OHIO VALLEY BANC CORP
Ohio Valley Banc Corp. (NASDAQ: OVBC) operates as a financial holding company providing community banking services primarily across southeastern Ohio and western West Virginia. The company's website is www.ovbc.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What OHIO VALLEY BANC CORP does
In the company’s own words
Ohio Valley Banc Corp. (NASDAQ: OVBC) operates as a financial holding company providing community banking services primarily across southeastern Ohio and western West Virginia. The company's website is www.ovbc.com.
The company's primary business is conducted through The Ohio Valley Bank Company, its principal banking subsidiary, which offers a comprehensive range of commercial and retail banking services. The Bank maintains eighteen offices across Ohio and West Virginia, with most locations featuring automatic teller machines and drive-up services. Banking services include deposit products such as checking, savings, time and money market accounts, personal and commercial lending, construction and real estate financing, trust services, and internet banking capabilities. The Bank's deposits are insured by the Federal Deposit Insurance Corporation up to applicable limits and participate in the IntraFi Network's Certificate of Deposit Account Registry program.
Ohio Valley's loan portfolio totaled approximately $1.2 billion as of December 31, 2025, comprising commercial loans, residential real estate mortgages, and consumer loans. Consolidated interest and fee revenue from loans represented 77.84 percent of total consolidated revenues in 2025, while interest and dividends on securities accounted for 10.03 percent. The company also generates revenue through warehouse lending, tax refund advance loans, and insurance commissions.
The company operates through several subsidiaries beyond its banking operations. Loan Central, Inc. provides consumer finance services and seasonal tax preparation services across six offices in southeastern Ohio. Ohio Valley REO, LLC manages real estate acquired through foreclosure. Ohio Valley Financial Services Agency, LLC facilitates insurance commissions. Additionally, Ohio Valley Statutory Trust III issued $8.5 million in trust preferred securities to support capital growth.
As of December 31, 2025, the company reported consolidated assets of approximately $1.58 billion and shareholders' equity of $170.3 million. The company is classified as a smaller reporting company and is not a well-known seasoned issuer. Ohio Valley maintains a financial holding company status, permitting engagement in securities underwriting, insurance activities, and merchant banking operations beyond traditional banking services.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- GALLIPOLIS, OH
- Fiscal year end
- December
- CIK
- 894671
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns OHIO VALLEY BANC CORP — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · OHIO VALLEY BANC CORP’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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