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Companies / Financials / Ohio Valley Banc Corp.
OVBC

Ohio Valley Banc Corp.

FinancialsBanks & Brokers
Ticker OVBCGALLIPOLIS, OHFiscal year ends DecemberBook value per share $36.37Diluted shares 4.8M

Ohio Valley Banc Corp. (Nasdaq: OVBC) is a financial holding company whose primary business is community banking through The Ohio Valley Bank Company, serving customers in southeastern Ohio and western West Virginia. The bank provides commercial and consumer banking, including deposit accounts, personal and business… From the company’s description.

Over the twelve months to Jun 30, 2026, Ohio Valley Banc Corp. reported revenue of $69.31M, up 4.1% from a year earlier. Its pre-tax margin was 25.3%. In fiscal 2025, it reported revenue of $66.72M, up 7.6% from fiscal 2024, and net income of $15.60M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$66.72MFY2025
+7.6% year over year
Last 12 mo $69.31M
29.16%FY2025
+7.6 percentage points
Last 12 mo 25.32%
$15.60MFY2025
+41.8% year over year
9.16%FY2025
+1.8 percentage points
Last 12 mo 8.20%
Cash & financing
$18.09MFY2025
+38.1% year over year
Last 12 mo $22.94M
$17.05MFY2025
+46.2% year over year
Last 12 mo $19.71M
8.12FY2025
Was 8.80× a year earlier
Last 12 mo 8.41
—

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Ohio Valley Banc Corp. does

In the company’s own words

Ohio Valley Banc Corp. (Nasdaq: OVBC) is a financial holding company whose primary business is community banking through The Ohio Valley Bank Company, serving customers in southeastern Ohio and western West Virginia. The bank provides commercial and consumer banking, including deposit accounts, personal and business loans, construction and real estate financing, credit cards, trust and investment services, and online banking. It also invests in government and agency securities. The company operates as one reportable segment: banking. Its subsidiaries include Loan Central, which offers smaller-balance personal and mortgage loans and seasonal tax preparation, and Ohio Valley Financial Services, an insurance agency that facilitates commissions on insurance sold by the bank and Loan Central. The bank operates 18 offices in Ohio and West Virginia, while Loan Central has six offices in southeastern Ohio. At December 31, 2025, the company had approximately $1.58 billion in consolidated assets. Its website is www.ovbc.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
GALLIPOLIS, OH
Fiscal year end
December
CIK
894671
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-6.93M$13.86M$34.65M$55.44M$76.24M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Ohio Valley Banc Corp. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

98
funds hold it
0 of 35
superinvestors hold it
$33.60M
held by funds, at market
16.1%
of shares held by funds

Largest fund holders · Ohio Valley Banc Corp.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
—of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Ohio Valley Banc Corp. and its peers compare on margins and cash generation over ten years?”
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