Oportun Financial Corp
Oportun Financial Corporation (Nasdaq: OPRT) provides consumer credit and savings products through a digital platform, mobile app, website, telesales team and retail locations. Its customers, whom it calls members, include people who may have limited credit histories or difficulty accessing credit from mainstream… From the company’s description.
Over the twelve months to Sep 30, 2026, Oportun Financial Corp reported revenue of $956.02M, down 0.4% from a year earlier, and net income of $37.22M. Its pre-tax margin was 6.3%. In fiscal 2025, it reported revenue of $956.68M, down 4.5% from fiscal 2024, and net income of $25.25M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Oportun Financial Corp does
In the company’s own words
Oportun Financial Corporation (Nasdaq: OPRT) provides consumer credit and savings products through a digital platform, mobile app, website, telesales team and retail locations. Its customers, whom it calls members, include people who may have limited credit histories or difficulty accessing credit from mainstream financial institutions. Its products include unsecured and auto-secured personal installment loans, as well as Set & Save, a savings service that uses linked bank-account data and machine learning to help members automate savings. Oportun also generates lending leads through partnerships with companies including DolFinTech and Western Union. The company uses data and machine-learning models in credit underwriting, pricing, marketing, fraud prevention, servicing and personalized savings decisions. It reports 2.8 million members and operates 126 physical retail locations. As of December 31, 2025, it had 2,405 full-time and 83 part-time employees worldwide. The company was founded in 2005 and has offered its Set & Save product since 2015. Its website is www.oportun.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Finance Services
- Headquarters
- SAN MATEO, CA
- Fiscal year end
- December
- CIK
- 1538716
- SIC
- 6199
Financial performance, year by year
Fiscal 2019–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Oportun Financial Corp — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Oportun Financial Corp’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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