OppFi Inc.
OppFi Inc. (NYSE: OPFI) operates a digital specialty finance platform that helps community banks provide credit to U.S. consumers who may not qualify for traditional loans. Its OppLoans platform supports partner banks with customer acquisition, data-driven underwriting and loan servicing; banks fund and originate the… From the company’s description.
Over the twelve months to Sep 30, 2026, OppFi Inc. reported revenue of $351.79M, down 6.5% from a year earlier, and net income of $142.57M. Its pre-tax margin was 36.3%. In fiscal 2025, it reported revenue of $381.18M, up 18.6% from fiscal 2024, and net income of $146.25M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What OppFi Inc. does
In the company’s own words
OppFi Inc. (NYSE: OPFI) operates a digital specialty finance platform that helps community banks provide credit to U.S. consumers who may not qualify for traditional loans. Its OppLoans platform supports partner banks with customer acquisition, data-driven underwriting and loan servicing; banks fund and originate the loans, while OppFi acquires participation rights in certain loans. Products include simple-interest installment loans, generally used for expenses such as car repairs, medical bills, housing and education, with payment histories reported to credit bureaus. The platform also offers the OppFi TurnUp Program, which helps eligible applicants find lower-cost offers from third-party lenders. OppFi provides financial education through OppU and its collaboration with Zogo. It served more than 1.6 million unique customers and facilitated over $8.6 billion in gross loan issuance through December 31, 2025. OppFi completed its business combination with FG New America Acquisition Corp. in 2021 and acquired a strategic equity interest in small-business credit provider Bitty in 2024. Its website is www.oppfi.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Finance Services
- Headquarters
- CHICAGO, IL
- Fiscal year end
- December
- CIK
- 1818502
- SIC
- 6199
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns OppFi Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · OppFi Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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