ORRSTOWN FINANCIAL SERVICES INC
Orrstown Financial Services, Inc. (Nasdaq: ORRF) operates as a financial holding company headquartered in Harrisburg, Pennsylvania, with its primary subsidiary being Orrstown Bank, a Pennsylvania-chartered commercial bank. The company's website is located at www.orrstown.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What ORRSTOWN FINANCIAL SERVICES INC does
In the company’s own words
Orrstown Financial Services, Inc. (Nasdaq: ORRF) operates as a financial holding company headquartered in Harrisburg, Pennsylvania, with its primary subsidiary being Orrstown Bank, a Pennsylvania-chartered commercial bank. The company's website is located at www.orrstown.com.
The Bank engages in comprehensive community banking operations across south central Pennsylvania and Maryland, serving customers through a network of retail branches and digital channels. Its core business encompasses commercial lending, consumer lending, residential mortgage origination, deposit services, and investment advisory activities. The company maintains significant market presence in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York Counties in Pennsylvania, as well as Anne Arundel, Baltimore, Harford, Howard, and Washington Counties in Maryland, with lending capabilities extending to additional counties within a 75-mile radius of its headquarters and the District of Columbia.
As of December 31, 2025, Orrstown Financial Services reported total assets of $5.5 billion, total deposits of $4.5 billion, and shareholders' equity of $591.5 million. The company employed 627 full-time and 25 part-time employees, with an average tenure of approximately seven years across the workforce. The loan portfolio is predominantly commercial, representing approximately 75 percent of total loans, with the remainder comprising residential mortgages and consumer lending products including home equity loans and lines of credit.
The company's investment advisory division, operating under the Orrstown Financial Advisors brand, manages approximately $3.1 billion in assets under management, offering fiduciary services, investment advisory, insurance, and brokerage services through a third-party broker-dealer arrangement. The Bank provides treasury management solutions, digital banking capabilities including mobile deposit and person-to-person payments, and traditional deposit products such as checking, savings, money market, and certificate of deposit accounts.
A significant milestone occurred on July 1, 2024, when Orrstown Financial Services merged with Codorus Valley Bancorp, Inc., with Orrstown as the surviving entity. This transaction expanded the Bank's geographic footprint into the York, Pennsylvania market while strengthening its presence in existing markets. The company maintains its status as a Financial Holding Company registered with the Federal Reserve Board and operates under comprehensive federal and state banking regulations.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- HARRISBURG, PA
- Fiscal year end
- December
- CIK
- 826154
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns ORRSTOWN FINANCIAL SERVICES INC — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · ORRSTOWN FINANCIAL SERVICES INC’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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