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Companies / Financials / Patriot National Bancorp, Inc.
PNBK

Patriot National Bancorp, Inc.

FinancialsCommercial Banks
Ticker PNBKSTAMFORD, CTFiscal year ends DecemberBook value per share $0.76Diluted shares 117.3M

Patriot National Bancorp, Inc. (Nasdaq: PNBK) is a bank holding company whose principal operating business is Patriot Bank, N.A., a Connecticut-based bank serving customers through branches, relationship banking, institutional banking and digital channels. Its products include consumer and commercial deposits,… From the company’s description.

Over the twelve months to Jun 30, 2026, Patriot National Bancorp, Inc. reported revenue of $39.09M, up 47.0% from a year earlier, and a net loss of $6.54M. Its pre-tax margin was −20.3%. In fiscal 2025, it reported revenue of $29.63M, up 4.2% from fiscal 2024, and a net loss of $12.71M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$29.63MFY2025
+4.2% year over year
Last 12 mo $39.09M
-42.70%FY2025
+13.9 percentage points
Last 12 mo -20.34%
$-12.71MFY2025
+68.1% year over year
Last 12 mo $-6.54M
-13.42%FY2025
+921.7 percentage points
Last 12 mo -7.36%
Cash & financing
$-14.17MFY2025
−628.1% year over year
Last 12 mo $-17.82M
$-14.34MFY2025
−645.7% year over year
Last 12 mo $-18.50M
10.37FY2025
Was 234.39× a year earlier
Last 12 mo 13.69
76.8MFY2025
+1831.8% year over year
Last 12 mo 117.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Patriot National Bancorp, Inc. does

In the company’s own words

Patriot National Bancorp, Inc. (Nasdaq: PNBK) is a bank holding company whose principal operating business is Patriot Bank, N.A., a Connecticut-based bank serving customers through branches, relationship banking, institutional banking and digital channels. Its products include consumer and commercial deposits, treasury management, commercial real estate loans, lines of credit for high-net-worth individuals and businesses, and banking and payment services for fintech companies, program managers, payment processors and other institutions. The bank is repositioning toward entrepreneurs, investors, business leaders, family offices, institutional and digital-payments clients, and underbanked but creditworthy customers, while reducing certain legacy activities. It operates eight branches—seven in Connecticut and one in New York—and serves clients beyond that footprint. The company had 107 full-time employees as of December 31, 2025. Its website is https://www.bankpatriot.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
STAMFORD, CT
Fiscal year end
December
CIK
1098146
SIC
6021

Financial performance, year by year

Fiscal 2011–2025 · USD
$-47.78M$-24.09M$-0.39M$23.30M$46.99M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Patriot National Bancorp, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

48
funds hold it
0 of 35
superinvestors hold it
$11.91M
held by funds, at market
9.2%
of shares held by funds

Largest fund holders · Patriot National Bancorp, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Extended Market Index Fund
FSMAX · Fidelity Concord Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Patriot National Bancorp, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Patriot National Bancorp, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Patriot National Bancorp, Inc.'s last four quarterly filings that the numbers alone won't show?”
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