Paymentus Holdings, Inc.
Paymentus Holdings, Inc. (NASDAQ: PMU) operates as a leading provider of cloud-based bill payment technology and solutions serving billers, financial institutions, and consumers globally. The company's modern technology platform powers electronic bill presentment and payment across multiple industry verticals… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Paymentus Holdings, Inc. does
In the company’s own words
Paymentus Holdings, Inc. (NASDAQ: PMU) operates as a leading provider of cloud-based bill payment technology and solutions serving billers, financial institutions, and consumers globally. The company's modern technology platform powers electronic bill presentment and payment across multiple industry verticals including utilities, financial services, insurance, government, telecommunications, real estate management, education, consumer finance, healthcare, and business-to-business sectors.
The platform processed approximately 724 million payments in 2025, with an average of 2.0 million payments made daily. As of December 2025, approximately 53 million consumers and businesses used the company's platform to pay bills and make money movements. The company serves billers of all sizes through its scalable, cloud-native SaaS infrastructure built on a single code base, enabling rapid deployment of new features across its entire client base without requiring development or implementation fees from billers.
Paymentus differentiates itself through its omni-channel payment infrastructure supporting traditional and emerging payment methods including ACH, debit card, credit card, digital wallets, and alternative payment rails such as PayPal and Venmo. The platform offers multiple integration options through APIs, iFrames, and fully hosted solutions, providing flexibility for clients with varying technical capabilities. The company's Instant Payment Network (IPN) extends platform reach through partnerships with leading consumer technology providers, retailers, and financial institutions including PayPal, major ecommerce retailers, Walmart, and Green Dot.
The company employs a diversified go-to-market strategy combining direct sales, software partnerships, strategic partnerships, and resellers. Notable partners include JPMorgan Chase, U.S. Bank, Oracle, and major payroll solutions providers. The platform incorporates artificial intelligence and machine learning algorithms to enhance operational efficiency, fraud management, and data-driven analysis.
Paymentus generates revenue primarily through transaction fees based on payment volume processed through its platform. The company's business model benefits from network effects as adding more billers and financial institutions extends platform reach to additional consumers, driving increased transaction volume and strengthening customer retention. The company's website is www.paymentus.com.
Company details
- Sector
- Industrials
- Industry
- Business Services
- Headquarters
- ADDISON, TX
- Fiscal year end
- December
- CIK
- 1841156
- SIC
- 7389
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Paymentus Holdings, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Paymentus Holdings, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Paymentus Holdings, Inc. and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Paymentus Holdings, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Paymentus Holdings, Inc.'s last four quarterly filings that the numbers alone won't show?”
