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Companies / Financials / Paymentus Holdings, Inc.
PAY

Paymentus Holdings, Inc.

FinancialsBusiness Services
Ticker PAYADDISON, TXFiscal year ends DecemberBook value per share $4.97Diluted shares 129.5M

Paymentus Holdings, Inc. (NYSE: PAY) provides cloud-based bill payment technology and solutions to billers, financial institutions and their customers. Its SaaS platform integrates billing, consumer engagement, payment processing and reconciliation, enabling consumers and businesses to view and pay bills through web,… From the company’s description.

Over the twelve months to Sep 30, 2026, Paymentus Holdings, Inc. reported revenue of $1.42B, up 26.5% from a year earlier, and net income of $94.59M. Its operating margin was 8.2%, and operations generated $168.06M in cash. In fiscal 2025, it reported revenue of $1.20B, up 37.3% from fiscal 2024, and net income of $66.94M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$1.20BFY2025
+37.3% year over year
Last 12 mo $1.42B
6.31%FY2025
+1.2 percentage points
Last 12 mo 8.21%
$66.94MFY2025
+51.5% year over year
Last 12 mo $94.59M
11.94%FY2025
+2.8 percentage points
Last 12 mo 14.71%
Cash & financing
$162.13MFY2025
+154.8% year over year
Last 12 mo $168.06M
$125.03MFY2025
+362.1% year over year
Last 12 mo $129.65M
—
129.1MFY2025
+1.1% year over year
Last 12 mo 129.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Paymentus Holdings, Inc. does

In the company’s own words

Paymentus Holdings, Inc. (NYSE: PAY) provides cloud-based bill payment technology and solutions to billers, financial institutions and their customers. Its SaaS platform integrates billing, consumer engagement, payment processing and reconciliation, enabling consumers and businesses to view and pay bills through web, mobile, text, phone, retail and other channels using options such as bank transfers, cards and digital wallets. Customers include billers in utilities, financial services, insurance, government, telecommunications, real estate, education and healthcare, as well as banks and credit unions. Paymentus also connects billers with software, strategic and payment network partners through its proprietary Instant Payment Network, which extends bill payment services to partner platforms. The company operates as an integrated platform business and does not describe reportable business segments in the provided text. In fiscal 2025, it processed approximately 724 million payments, and about 53 million consumers and businesses used its platform in December 2025. Its partners include PayPal, Walmart, Green Dot, Oracle, JPMorgan Chase and U.S. Bank. Its website is www.paymentus.com.

Company details
Sector
Financials
Industry (SIC)
Business Services
Headquarters
ADDISON, TX
Fiscal year end
December
CIK
1841156
SIC
7389

Financial performance, year by year

Fiscal 2021–2025 · USD
$-142.75M$283.95M$710.65M$1.14B$1.56B20212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Paymentus Holdings, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

175
funds hold it
0 of 35
superinvestors hold it
$754.25M
held by funds, at market
39.1%
of shares held by funds

Largest fund holders · Paymentus Holdings, Inc.’s weight in each

0.28%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.05%of fund net assets
Wasatch Core Growth Fund
WGROX · WASATCH FUNDS TRUST
—of fund net assets
Franklin Small Cap Growth Fund
FSGRX · Franklin Strategic Series
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Paymentus Holdings, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Paymentus Holdings, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Paymentus Holdings, Inc.'s last four quarterly filings that the numbers alone won't show?”
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