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Companies / Financials / PCB BANCORP
PCB

PCB BANCORP

FinancialsBanks & Brokers
Ticker PCBLOS ANGELES, CAFiscal year ends DecemberBook value per share $28.14Diluted shares 14.2M

PCB Bancorp (NASDAQ: PCBK) operates as a bank holding company for PCB Bank, a California state-chartered commercial bank founded in 2003. The company's website is www.mypcbbank.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$115.71M
+16.1% year over year
Last 12 mo $120.44M
0.00%
$37.45M
+45.1% year over year
Last 12 mo $41.81M
9.60%
+2.5 percentage points
Last 12 mo 10.44%
Cash & financing
$26.59M
−31.8% year over year
Last 12 mo $41.37M
$24.40M
−30.1% year over year
Last 12 mo $40.86M
7.25
Was 7.23× a year earlier
Last 12 mo 0.22
14.3M
−0.4% year over year
Last 12 mo 14.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What PCB BANCORP does

In the company’s own words

PCB Bancorp (NASDAQ: PCBK) operates as a bank holding company for PCB Bank, a California state-chartered commercial bank founded in 2003. The company's website is www.mypcbbank.com.

PCB Bancorp provides comprehensive banking services primarily to small and middle market businesses and individuals, with particular focus on the Korean-American community. The bank operates a network of 16 full-service branches across multiple states, including nine locations in Los Angeles and Orange Counties, California; three branches on the East Coast in New York and New Jersey; two branches in Texas; and one branch in Georgia. The company also maintains loan originators specializing in Small Business Administration loans in Washington.

The company's core lending strategy emphasizes a diversified loan portfolio across multiple dimensions including customer type, loan products, geographic locations, and industry sectors. As of December 31, 2025, the loan portfolio totaled approximately $2.8 billion, with commercial real estate loans comprising 67.5 percent of holdings, commercial and industrial loans representing 18.0 percent, and consumer loans accounting for 14.5 percent. The company offers commercial real estate loans, commercial and industrial loans, residential mortgages, and consumer loans, with particular expertise in SBA lending programs.

On the deposit side, PCB Bancorp offers traditional retail deposit products including demand, savings, money market, and time deposits. Total deposits reached $2.8 billion as of December 31, 2025, with core deposits representing 64.6 percent of the total. The company also utilizes wholesale deposits and borrowing facilities from the Federal Home Loan Bank to supplement funding sources.

The company maintains a conservative credit culture with strict underwriting standards and robust internal controls. PCB Bancorp employs 262 full-time employees and 3 part-time employees. The company is subject to comprehensive federal and state banking regulation, including capital requirements under the Basel III Capital Rules, and operates as a large accelerated filer with the Securities and Exchange Commission.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
LOS ANGELES, CA
Fiscal year end
December
CIK
1423869
SIC
6022

Financial performance, year by year

Fiscal 2018–2025 · USD
$-12.04M$24.09M$60.22M$96.36M$132.49M20182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns PCB BANCORP — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

157
funds hold it
0 of 35
superinvestors hold it
$67.30M
held by funds, at market
18.0%
of shares held by funds

Largest fund holders · PCB BANCORP’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
0.02%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.02%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do PCB BANCORP and its peers compare on margins and cash generation over ten years?”
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