PennyMac Financial Services, Inc.
PennyMac Financial Services, Inc. (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform focused on the production and servicing of U.S. residential mortgage loans. The company operates through two primary reportable segments: production and servicing. The production segment handles… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What PennyMac Financial Services, Inc. does
In the company’s own words
PennyMac Financial Services, Inc. (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform focused on the production and servicing of U.S. residential mortgage loans. The company operates through two primary reportable segments: production and servicing. The production segment handles loan origination, acquisition, and sale activities for both the company's own account and for PennyMac Mortgage Investment Trust (PMT), while the servicing segment manages loan administration, collection, default management, and early buyout transactions. In 2025, production segment revenues totaled $1.26 billion and servicing segment revenues reached $737 million, representing the company's primary revenue drivers.
The company sources residential mortgage loans through three channels: correspondent production, broker direct lending, and consumer direct lending. As of December 31, 2025, PennyMac serviced approximately 2.8 million loans with an unpaid principal balance of $733.6 billion. The company maintains mortgage servicing rights backed by loans totaling $462.0 billion in unpaid principal balance. PennyMac's principal mortgage banking subsidiary, PennyMac Loan Services, LLC (PLS), operates as a non-bank producer and servicer approved by Fannie Mae, Freddie Mac, Ginnie Mae, and other government agencies. PLS maintains licensing to service loans in all 50 states, the District of Columbia, and U.S. territories.
The company's investment management subsidiary, Pennymac Capital Management, LLC (PCM), operates as a registered investment adviser managing PMT, a mortgage real estate investment trust listed on the New York Stock Exchange. As of the end of fiscal year 2025, PennyMac employed approximately 4,900 domestic employees. The company's website is www.pennymacfinancial.com. PennyMac competes with large global banks, independent non-bank mortgage producers and servicers, and alternative investment managers, positioning itself through specialized expertise, integrated business capabilities, and access to long-term investment capital across all aspects of the mortgage business.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- WESTLAKE VILLAGE, CA
- Fiscal year end
- December
- CIK
- 1745916
- SIC
- 6162
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns PennyMac Financial Services, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · PennyMac Financial Services, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
PennyMac Financial Services, Inc.’s bonds, as funds hold them
Funds report holding 7 issues of PennyMac Financial Services, Inc.’s debt, $1.61B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 6.53%, maturing 2029 to 2034.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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