PennyMac Financial Services, Inc.
PennyMac Financial Services, Inc. (NYSE: PFSI) is a specialty financial services firm focused primarily on producing and servicing U.S. residential mortgage loans, while also managing investments related to the U.S. mortgage market. Its production business originates, acquires and sells mortgage loans through… From the company’s description.
Over the twelve months to Sep 30, 2026, PennyMac Financial Services, Inc. reported revenue of $2.05B, up 3.5% from a year earlier, and net income of $239.53M. Its pre-tax margin was 15.3%. In fiscal 2025, it reported revenue of $2.05B, up 28.4% from fiscal 2024, and net income of $501.08M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What PennyMac Financial Services, Inc. does
In the company’s own words
PennyMac Financial Services, Inc. (NYSE: PFSI) is a specialty financial services firm focused primarily on producing and servicing U.S. residential mortgage loans, while also managing investments related to the U.S. mortgage market. Its production business originates, acquires and sells mortgage loans through correspondent, broker-direct and consumer-direct channels, serving borrowers, mortgage brokers, correspondent sellers and investors, including PennyMac Mortgage Investment Trust (PMT). Its servicing business administers loans and manages collections, borrower inquiries, delinquencies and foreclosures, both for loans associated with servicing rights it owns and as a subservicer for PMT and other investors. The company reports two operating segments, production and servicing, which generated 2025 net revenues of $1.26 billion and $737 million, respectively. At December 31, 2025, it serviced loans with $733.6 billion in unpaid principal balance and had approximately 4,900 domestic employees. Its investment management subsidiary manages PMT, a mortgage real estate investment trust. Its main brand is Pennymac, and its website is www.pennymacfinancial.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- WESTLAKE VILLAGE, CA
- Fiscal year end
- December
- CIK
- 1745916
- SIC
- 6162
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns PennyMac Financial Services, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · PennyMac Financial Services, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
PennyMac Financial Services, Inc.’s bonds, as funds hold them
Funds report holding 7 issues of PennyMac Financial Services, Inc.’s debt, $1.61B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 6.53%, maturing 2029 to 2034.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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