PEOPLES BANCORP OF NORTH CAROLINA INC
Peoples Bancorp of North Carolina, Inc. (NASDAQ: PEBK) operates as a bank holding company headquartered in Newton, North Carolina, serving as the parent company of Peoples Bank, a state-chartered commercial bank founded in 1912. The company's website is located at www.peoples-bank.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What PEOPLES BANCORP OF NORTH CAROLINA INC does
In the company’s own words
Peoples Bancorp of North Carolina, Inc. (NASDAQ: PEBK) operates as a bank holding company headquartered in Newton, North Carolina, serving as the parent company of Peoples Bank, a state-chartered commercial bank founded in 1912. The company's website is located at www.peoples-bank.com.
Peoples Bank provides comprehensive financial services to individuals and small-to-medium-sized businesses throughout the Catawba Valley region and surrounding communities in North Carolina. The bank maintains 15 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Huntersville, and Mooresville, North Carolina, along with loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem. As of December 31, 2025, the company employed 268 full-time employees and eight part-time employees, equivalent to 273 full-time equivalent positions.
The company's primary business involves traditional commercial banking operations, including deposit-taking, lending, and investment services. The bank maintains a diversified loan portfolio focused on real estate loans, commercial loans across various industries, and consumer lending, with no foreign loans and minimal agricultural exposure. As of year-end 2025, the company reported total assets of $1.70 billion, net loans of $1.20 billion, deposits of $1.51 billion, total securities of $380.0 million, and shareholders' equity of $157.1 million.
Peoples Bank operates through several subsidiaries that expand its service offerings. Peoples Investment Services, Inc. provides investment counseling and brokerage services through a relationship with Raymond James Financial Services. Real Estate Advisory Services, Inc. offers appraisal and real estate brokerage services, while Community Bank Real Estate Solutions, LLC serves as a clearing-house for appraisal services for community banks. PB Real Estate Holdings, LLC manages real property and assets obtained through debt collection activities.
The company maintains a strong market position in its primary service area, holding the largest deposit market share in Catawba County at 23.54% as of June 30, 2025, and significant positions in neighboring counties. The bank competes with larger regional and national financial institutions while leveraging its local market presence and community relationships as competitive advantages.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- NEWTON, NC
- Fiscal year end
- December
- CIK
- 1093672
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns PEOPLES BANCORP OF NORTH CAROLINA INC — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · PEOPLES BANCORP OF NORTH CAROLINA INC’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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