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Companies / Financials / Peoples Financial Services Corp.
PFIS

Peoples Financial Services Corp.

FinancialsCommercial Banks
Ticker PFISMOOSIC, PAFiscal year ends DecemberBook value per share $52.71Diluted shares 10.0M

Peoples Financial Services Corp. (Nasdaq: PFIS) is a Pennsylvania bank holding company that provides commercial and retail banking, lending, trust, wealth management, and related financial services through Peoples Security Bank and Trust Company and its subsidiary, 1st Equipment Finance. Its customers include… From the company’s description.

Over the twelve months to Sep 30, 2026, Peoples Financial Services Corp. reported revenue of $201.63M, up 8.9% from a year earlier, and net income of $60.66M. Its pre-tax margin was 36.7%. In fiscal 2025, it reported revenue of $187.69M, up 39.7% from fiscal 2024, and net income of $59.19M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$187.69MFY2025
+39.7% year over year
Last 12 mo $201.63M
38.49%FY2025
+32.2 percentage points
Last 12 mo 36.73%
$59.19MFY2025
+596.5% year over year
Last 12 mo $60.66M
11.39%FY2025
+9.6 percentage points
Last 12 mo 11.46%
Cash & financing
$54.27MFY2025
+60.0% year over year
Last 12 mo $53.09M
$43.34MFY2025
+38.3% year over year
Last 12 mo $45.43M
9.03FY2025
Was 9.73× a year earlier
Last 12 mo 9.34
10.1MFY2025
+17.3% year over year
Last 12 mo 10.0M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Peoples Financial Services Corp. does

In the company’s own words

Peoples Financial Services Corp. (Nasdaq: PFIS) is a Pennsylvania bank holding company that provides commercial and retail banking, lending, trust, wealth management, and related financial services through Peoples Security Bank and Trust Company and its subsidiary, 1st Equipment Finance. Its customers include individuals, small and medium-sized businesses, nonprofits, municipalities, school districts, and other government and professional customers. The company’s banking offices operate as one reportable segment; 1st Equipment Finance provides commercial equipment loans and leases, including municipal leases. Lending includes commercial real estate, business, residential mortgage, auto, and consumer loans, while deposit products include checking, savings, money market, and certificate accounts. The company also offers cash management, brokerage, investment, fiduciary, and digital banking services. In July 2024, it completed its merger with FNCB Bancorp, adding $1.8 billion in assets at the acquisition date. At December 31, 2025, it operated 40 community banking offices and had 583 full- and part-time employees. Its website is https://www.psbt.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
MOOSIC, PA
Fiscal year end
December
CIK
1056943
SIC
6021

Financial performance, year by year

Fiscal 2011–2025 · USD
$-20.16M$40.33M$100.81M$161.30M$221.79M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Peoples Financial Services Corp. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

157
funds hold it
0 of 35
superinvestors hold it
$117.77M
held by funds, at market
18.7%
of shares held by funds
1
bond issues held by funds

Largest fund holders · Peoples Financial Services Corp.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.01%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.04%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Peoples Financial Services Corp.’s bonds, as funds hold them

Funds report holding 1 issues of Peoples Financial Services Corp.’s debt, $7.33M at market value — what funds hold, not the company’s total debt.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Peoples Financial Services Corp. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Peoples Financial Services Corp.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Peoples Financial Services Corp.'s last four quarterly filings that the numbers alone won't show?”
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