PEOPLES FINANCIAL SERVICES CORP.
Peoples Financial Services Corp. (NASDAQ: PSBT) operates as a bank holding company providing comprehensive financial services through its wholly-owned subsidiaries, including Peoples Security Bank and Trust Company and 1st Equipment Finance, Inc. The company's website is psbt.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What PEOPLES FINANCIAL SERVICES CORP. does
In the company’s own words
Peoples Financial Services Corp. (NASDAQ: PSBT) operates as a bank holding company providing comprehensive financial services through its wholly-owned subsidiaries, including Peoples Security Bank and Trust Company and 1st Equipment Finance, Inc. The company's website is psbt.com.
The company operates a single reportable segment consisting of forty community banking offices across Pennsylvania, New Jersey, and New York. Peoples Security Bank and Trust Company serves as the primary banking subsidiary, offering a full range of commercial and retail banking products and services. The Bank maintains state charter status under the Pennsylvania Department of Banking and Securities and holds Federal Deposit Insurance Corporation membership.
Peoples' lending portfolio comprises commercial real estate loans representing 56.9 percent of total loans, commercial business loans at 16.4 percent, one-to-four family residential loans at 14.8 percent, commercial equipment financing at 4.2 percent, and consumer loans at 2.7 percent. The company also generates revenue through trust and wealth management services, with trust assets under management of $468.5 million as of December 31, 2025.
The company's principal market area spans thirteen Pennsylvania counties, Middlesex County in New Jersey, and Broome County in New York, with headquarters relocated to Moosic, Lackawanna County during 2025. Peoples has pursued geographic expansion beyond its legacy northeastern Pennsylvania footprint, establishing operations in the Greater Lehigh Valley, Philadelphia metropolitan area, south-central Pennsylvania, and Pittsburgh markets.
As of December 31, 2025, the company employed 547 full-time and 36 part-time employees. Total loans held for investment reached $4.07 billion, with total assets of approximately $5.2 billion. The company completed its acquisition of FNCB Bancorp, Inc. on July 1, 2024, adding $1.8 billion in assets and establishing a significant presence in additional markets. Peoples differentiates itself through emphasis on community involvement, local decision-making, direct access to senior management, and personalized customer service alongside digital banking capabilities including online account opening and virtual branch services.
Company details
- Sector
- Financials
- Industry
- Commercial Banks
- Headquarters
- MOOSIC, PA
- Fiscal year end
- December
- CIK
- 1056943
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns PEOPLES FINANCIAL SERVICES CORP. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · PEOPLES FINANCIAL SERVICES CORP.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
PEOPLES FINANCIAL SERVICES CORP.’s bonds, as funds hold them
Funds report holding 1 issues of PEOPLES FINANCIAL SERVICES CORP.’s debt, $7.33M at market value — what funds hold, not the company’s total debt.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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