Pioneer Bancorp, Inc.
Pioneer Bancorp, Inc. (Nasdaq: PBFS) is a bank holding company operating principally through Pioneer Bank, National Association, which serves consumers, businesses and municipalities in New York’s Capital Region. The Bank gathers deposits and uses them to fund commercial real estate, commercial and industrial,… From the company’s description.
In fiscal 2025, Pioneer Bancorp, Inc. reported revenue of $96.29M, up 16.2% from fiscal 2024, and net income of $20.29M. Its pre-tax margin was 27.5%. Over the twelve months to Sep 30, 2026, revenue was $107.09M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Pioneer Bancorp, Inc. does
In the company’s own words
Pioneer Bancorp, Inc. (Nasdaq: PBFS) is a bank holding company operating principally through Pioneer Bank, National Association, which serves consumers, businesses and municipalities in New York’s Capital Region. The Bank gathers deposits and uses them to fund commercial real estate, commercial and industrial, construction, residential mortgage, home equity and consumer lending, and also invests in securities. It offers deposit accounts and municipal banking services, commercial and consumer insurance and employee-benefit products, wealth management, and human resources consulting. The company operates through its banking business and subsidiaries providing insurance, financial services and consulting; the filing does not identify reportable segments. Its primary market includes Albany, Greene, Rensselaer, Saratoga, Schenectady and Warren Counties, with 21 retail banking offices and a wealth management office. At December 31, 2025, it had $2.15 billion in consolidated assets and $1.74 billion in deposits. Founded as a New York savings bank in 1889, the Bank became a national bank in 2024; Pioneer Bancorp became its holding company in 2019. Its website is www.pioneerny.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- ALBANY, NY
- Fiscal year end
- December
- CIK
- 1769663
- SIC
- 6036
Financial performance, year by year
Fiscal 2019–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Pioneer Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Pioneer Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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