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Companies / Financials / Ponce Financial Group, Inc.
PDLB

Ponce Financial Group, Inc.

FinancialsBanks & Brokers
Ticker PDLBBRONX, NYFiscal year ends DecemberBook value per share $24.61Diluted shares 23.5M

Ponce Financial Group, Inc. (Nasdaq: PDLB) is a financial holding company whose principal business is conducted through Ponce Bank, a national bank serving consumers and businesses, particularly in immigrant communities in the New York City metropolitan area. The Bank gathers deposits and uses them to fund lending and… From the company’s description.

Over the twelve months to Sep 30, 2026, Ponce Financial Group, Inc. reported revenue of $128.11M, up 27.3% from a year earlier, and net income of $45.50M. Its pre-tax margin was 38.1%. In fiscal 2025, it reported revenue of $109.22M, up 30.5% from fiscal 2024, and net income of $28.70M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$109.22MFY2025
+30.5% year over year
Last 12 mo $128.11M
35.19%FY2025
+15.5 percentage points
Last 12 mo 38.06%
$28.70MFY2025
+161.6% year over year
Last 12 mo $45.50M
5.30%FY2025
+3.1 percentage points
Last 12 mo 7.87%
Cash & financing
$55.59MFY2025
+670.9% year over year
Last 12 mo $70.30M
$54.62MFY2025
+1115.3% year over year
Last 12 mo $70.24M
4.88FY2025
Was 4.91× a year earlier
Last 12 mo 5.30
23.1MFY2025
+2.3% year over year
Last 12 mo 23.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Ponce Financial Group, Inc. does

In the company’s own words

Ponce Financial Group, Inc. (Nasdaq: PDLB) is a financial holding company whose principal business is conducted through Ponce Bank, a national bank serving consumers and businesses, particularly in immigrant communities in the New York City metropolitan area. The Bank gathers deposits and uses them to fund lending and securities investments; its loan portfolio is primarily secured by real estate, including multifamily, nonresidential, residential, construction and land properties, alongside business, SBA and consumer loans. Deposit products include demand, savings, money market and certificate of deposit accounts. Ponce Bank is designated as a Minority Depository Institution and a Community Development Financial Institution and is an SBA-certified lender. Its operations include 13 full-service banking offices, two mortgage loan offices, an ATM-only location and a representative office. The company had 216 full-time equivalent employees as of December 31, 2025. Ponce Bank traces its origins to a mutual savings and loan association chartered in 1960 and converted to a national bank in 2025. Its website is www.poncebank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
BRONX, NY
Fiscal year end
December
CIK
1874071
SIC
6035

Financial performance, year by year

Fiscal 2021–2025 · USD
$-45.81M$1.62M$49.05M$96.49M$143.92M20212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Ponce Financial Group, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

125
funds hold it
0 of 35
superinvestors hold it
$92.54M
held by funds, at market
19.9%
of shares held by funds

Largest fund holders · Ponce Financial Group, Inc.’s weight in each

T. Rowe Price Small-Cap Value Fund, Inc.
PRSVX · T. ROWE PRICE SMALL-CAP VALUE FUND, INC.
0.21%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.03%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Ponce Financial Group, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Ponce Financial Group, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Ponce Financial Group, Inc.'s last four quarterly filings that the numbers alone won't show?”
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