Ponce Financial Group, Inc.
Ponce Financial Group, Inc. (Nasdaq: PDLB) operates as a financial holding company through its subsidiary Ponce Bank, National Association, a federally chartered national bank headquartered in the Bronx, New York. The company's website is www.poncebank.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Ponce Financial Group, Inc. does
In the company’s own words
Ponce Financial Group, Inc. (Nasdaq: PDLB) operates as a financial holding company through its subsidiary Ponce Bank, National Association, a federally chartered national bank headquartered in the Bronx, New York. The company's website is www.poncebank.com.
Ponce Bank provides comprehensive banking services primarily to immigrant communities and small business owners across the New York City metropolitan area. The bank maintains 13 full-service banking offices, 2 mortgage loan offices, and 1 ATM-only location distributed across New York City boroughs including the Bronx, Queens, Brooklyn, and Manhattan, as well as Union City, New Jersey. The company also operates a representative office in Coral Gables, Florida. As of December 31, 2025, Ponce Financial Group employed 216 full-time equivalent employees.
The bank's core business centers on originating real estate-secured loans and accepting deposits. The loan portfolio totaled approximately $2.6 billion and comprises mortgage loans secured by one-to-four family residential properties, multifamily residential properties, nonresidential properties, and construction and land projects, which together represent 97.96 percent of total loans. The remaining portfolio consists of commercial and industrial loans and consumer loans. Construction and land loans represent the largest concentration at 32.54 percent of the portfolio, followed by multifamily residential loans at 28.83 percent and nonresidential property loans at 20.05 percent.
Ponce Bank is designated as a Minority Depository Institution and a Community Development Financial Institution, reflecting its mission-driven focus on underserved populations. The bank holds an approved Small Business Administration lender status and offers SBA 504 and 7(a) loans alongside conventional mortgage products. The bank's deposit base includes demand, savings, money market, and certificate of deposit accounts sourced from local community deposits, internet sources, and institutional depositors aligned with the bank's community development mission.
The company's primary market consists of the New York City metropolitan area, where it serves a customer base of locally employed blue-collar workers, immigrant populations, and self-employed real estate investors and developers. The bank faces competition from national and regional financial institutions as well as nonbank financial service providers operating in its market area.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- BRONX, NY
- Fiscal year end
- December
- CIK
- 1874071
- SIC
- 6035
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Ponce Financial Group, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Ponce Financial Group, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Ponce Financial Group, Inc. and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Ponce Financial Group, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Ponce Financial Group, Inc.'s last four quarterly filings that the numbers alone won't show?”