Ready Capital Corp
Ready Capital Corporation (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services commercial real estate and small-business loans, along with a smaller portfolio of mortgage-backed securities. Its customers include small businesses financing owner-occupied property… From the company’s description.
In fiscal 2025, Ready Capital Corp reported revenue of $101.75M, up 3.0% from fiscal 2024, and a net loss of $215.85M. Its operating margin was −297.4%, and operations generated $432.12M in cash.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Ready Capital Corp does
In the company’s own words
Ready Capital Corporation (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services commercial real estate and small-business loans, along with a smaller portfolio of mortgage-backed securities. Its customers include small businesses financing owner-occupied property and real estate investors acquiring multifamily, office, retail, mixed-use and warehouse properties. Ready Capital reports two operating segments: LMM Commercial Real Estate, which originates and acquires loans for construction, bridge, stabilized-property and affordable-housing financing, and Small Business Lending, which originates, acquires and services loans guaranteed by the SBA’s Section 7(a) program, USDA loans and other small-business loans. At December 31, 2025, its loan portfolio totaled $5.9 billion across 8,931 loans, and the company had 442 full-time employees. Ready Capital completed the sale of its Residential Mortgage Banking segment in June 2025. Its business operates through subsidiaries including ReadyCap Commercial, Ready Capital Affordable, ReadyCap Lending and iBusiness Funding.
Company details
- Sector
- Financials
- Industry (SIC)
- REITs
- Headquarters
- NEW YORK, NY
- Fiscal year end
- December
- CIK
- 1527590
- SIC
- 6798
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Ready Capital Corp — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Ready Capital Corp’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Ready Capital Corp’s bonds, as funds hold them
Funds report holding 1 issues of Ready Capital Corp’s debt, $8.10M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.50%, maturing 2028 to 2028.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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