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Companies / Financials / Repay Holdings Corp
RPAY

Repay Holdings Corp

FinancialsBusiness Services
Ticker RPAYATLANTA, GAFiscal year ends DecemberBook value per share $0.01Diluted shares 82.9B

Repay Holdings Corporation (Nasdaq: RPAY) provides integrated electronic payment processing solutions to businesses and other organizations with specialized transaction needs. Its clients primarily operate in personal and automotive lending, receivables management, and business-to-business markets, including… From the company’s description.

Over the twelve months to Jun 30, 2026, Repay Holdings Corp reported revenue of $337.81M, up 8.8% from a year earlier, and a net loss of $176.45M. Its operating margin was −44.2%, and operations generated $112.61M in cash. In fiscal 2025, it reported revenue of $309.26M, down 1.2% from fiscal 2024, and a net loss of $271.09M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$309.26MFY2025
−1.2% year over year
Last 12 mo $337.81M
-82.36%FY2025
−79.9 percentage points
Last 12 mo -44.24%
$-271.09MFY2025
−2520.5% year over year
Last 12 mo $-176.45M
-1.84%FY2025
−0.5 percentage points
Last 12 mo -35.44%
Cash & financing
$91.11MFY2025
−39.3% year over year
Last 12 mo $112.61M
$49.33MFY2025
−53.1% year over year
Last 12 mo $67.52M
0.88FY2025
Was 0.65× a year earlier
Last 12 mo 1.60
85.6BFY2025
−4.8% year over year
Last 12 mo 82.9B

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Repay Holdings Corp does

In the company’s own words

Repay Holdings Corporation (Nasdaq: RPAY) provides integrated electronic payment processing solutions to businesses and other organizations with specialized transaction needs. Its clients primarily operate in personal and automotive lending, receivables management, and business-to-business markets, including automotive, healthcare, education, government, field services, and hospitality. Solutions include debit and credit card and ACH processing, digital and mobile payment acceptance, accounts payable automation, virtual cards, instant funding, and clearing and settlement services. Payments can be made through channels such as online portals, mobile applications, text, telephone, and point-of-sale equipment. Repay reports two segments: Consumer Payments, which serves consumers’ payment and disbursement needs and accounted for approximately 85% of 2025 revenue, and Business Payments, which supports payments between businesses and accounted for approximately 15%. Its go-to-market model combines direct sales with integrations into clients’ business software; it had approximately 294 software integrations at December 31, 2025. The company’s history includes acquisitions that expanded its reach into automotive finance, receivables management, and business payments.

Company details
Sector
Financials
Industry (SIC)
Business Services
Headquarters
ATLANTA, GA
Fiscal year end
December
CIK
1720592
SIC
7389

Financial performance, year by year

Fiscal 2018–2025 · USD
$-331.98M$-149.31M$33.36M$216.03M$398.70M20182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Repay Holdings Corp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

146
funds hold it
0 of 35
superinvestors hold it
$82.74M
held by funds, at market
22.7%
of shares held by funds
1
bond issues held by funds

Largest fund holders · Repay Holdings Corp’s weight in each

Small Cap Value Fund
ASVIX · American Century Capital Portfolios, Inc.
0.46%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Bridge Builder Small/Mid Cap Value Fund
BBVSX · Bridge Builder Trust
0.03%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Repay Holdings Corp’s bonds, as funds hold them

Funds report holding 1 issues of Repay Holdings Corp’s debt, $15.75M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 2.88%, maturing 2029 to 2029.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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