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Companies / Financials / Rhinebeck Bancorp, Inc.
RBKB

Rhinebeck Bancorp, Inc.

FinancialsBanks & Brokers
Ticker RBKBPOUGHKEEPSIE, NYFiscal year ends DecemberBook value per share $12.73Diluted shares 11.0M

Rhinebeck Bancorp, Inc. (Nasdaq: RBKB) is a bank holding company whose principal subsidiary, Rhinebeck Bank, provides banking and financial services to consumer and commercial customers in New York’s Hudson Valley. The bank accepts deposits and uses them, together with borrowings, to fund commercial real estate,… From the company’s description.

Over the twelve months to Jun 30, 2026, Rhinebeck Bancorp, Inc. reported revenue of $53.52M, up 59.6% from a year earlier, and net income of $9.86M. Its pre-tax margin was 23.4%. In fiscal 2025, it reported revenue of $53.36M, up 85.9% from fiscal 2024, and net income of $10.04M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$53.36MFY2025
+85.9% year over year
Last 12 mo $53.52M
23.77%FY2025
+61.9 percentage points
Last 12 mo 23.36%
$10.04MFY2025
+216.5% year over year
Last 12 mo $9.86M
7.34%FY2025
+14.4 percentage points
Last 12 mo 7.07%
Cash & financing
$11.74MFY2025
+38.6% year over year
Last 12 mo $14.11M
$10.89MFY2025
+41.9% year over year
Last 12 mo $12.72M
8.24FY2025
Was 8.99× a year earlier
Last 12 mo 9.26
11.0MFY2025
+1.9% year over year
Last 12 mo 11.0M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Rhinebeck Bancorp, Inc. does

In the company’s own words

Rhinebeck Bancorp, Inc. (Nasdaq: RBKB) is a bank holding company whose principal subsidiary, Rhinebeck Bank, provides banking and financial services to consumer and commercial customers in New York’s Hudson Valley. The bank accepts deposits and uses them, together with borrowings, to fund commercial real estate, commercial business, indirect automobile and residential mortgage lending, as well as investments in securities. Deposit products include checking, savings, money market and certificate accounts; customers can also bank through branches, ATMs and online and mobile channels. Rhinebeck Asset Management, a bank division, offers investment advisory and financial product sales. The company serves its market through 12 branches and representative offices, with its primary market area spanning Dutchess, Orange, Ulster and Albany Counties and nearby communities. At December 31, 2025, it had consolidated assets of $1.30 billion and deposits of $1.10 billion. Rhinebeck Bank was organized in 1860, and Rhinebeck Bancorp became its holding company in 2019. Its website is www.Rhinebeckbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
POUGHKEEPSIE, NY
Fiscal year end
December
CIK
1751783
SIC
6036

Financial performance, year by year

Fiscal 2018–2025 · USD
$-14.83M$3.81M$22.45M$41.09M$59.73M20182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Rhinebeck Bancorp, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

73
funds hold it
0 of 35
superinvestors hold it
$15.40M
held by funds, at market
5.7%
of shares held by funds

Largest fund holders · Rhinebeck Bancorp, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.00%of fund net assets
0.04%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.00%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Rhinebeck Bancorp, Inc. and its peers compare on margins and cash generation over ten years?”
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  • “What changed in Rhinebeck Bancorp, Inc.'s last four quarterly filings that the numbers alone won't show?”
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