Rhinebeck Bancorp, Inc.
Rhinebeck Bancorp, Inc. operates as a bank holding company providing comprehensive financial services through its subsidiary, Rhinebeck Bank, a New York-chartered stock savings bank established in 1860. The company trades on the NASDAQ under ticker symbol RHBK and maintains its website at www.Rhinebeckbank.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Rhinebeck Bancorp, Inc. does
In the company’s own words
Rhinebeck Bancorp, Inc. operates as a bank holding company providing comprehensive financial services through its subsidiary, Rhinebeck Bank, a New York-chartered stock savings bank established in 1860. The company trades on the NASDAQ under ticker symbol RHBK and maintains its website at www.Rhinebeckbank.com.
As of December 31, 2025, Rhinebeck Bancorp reported consolidated total assets of $1.30 billion, total deposits of $1.10 billion, and stockholders' equity of $136.9 million. The company serves consumer and commercial customers across the Hudson Valley region of New York through its corporate office and twelve retail branches located in Dutchess, Orange, and Ulster Counties, supplemented by representative offices in Albany County and Dutchess County.
The company's primary business involves accepting deposits and deploying those funds through lending activities and investment securities purchases. Rhinebeck's loan portfolio totaled $958.2 million at year-end 2025, with commercial real estate loans representing the largest segment at 55.8 percent of total loans, followed by indirect automobile loans at 22.3 percent, commercial business loans at 9.6 percent, and residential real estate loans at 10.5 percent. The bank originates commercial real estate loans, multi-family real estate loans, commercial construction loans, commercial business loans, indirect automobile loans, and residential mortgage loans. Additionally, the company offers deposit products including savings accounts, certificates of deposit, money market accounts, checking accounts, and individual retirement accounts, along with alternative delivery channels such as online banking, mobile banking, and ATM services.
Rhinebeck Asset Management, a division of the bank, provides investment advisory and financial product sales services. The company maintains a correspondent lending relationship with a third-party non-bank mortgage lender for residential mortgage origination and purchases loans that meet its underwriting standards.
Rhinebeck Bancorp operates as an emerging growth company and smaller reporting company. The company is regulated by the Board of Governors of the Federal Reserve System and the New York State Department of Financial Services. Rhinebeck Bancorp, MHC, a mutual holding company, owns 57.0 percent of the company's outstanding common stock and adopted a plan of conversion to fully public stock holding company structure in February 2026.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- POUGHKEEPSIE, NY
- Fiscal year end
- December
- CIK
- 1751783
- SIC
- 6036
Financial performance, year by year
Fiscal 2018–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Rhinebeck Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Rhinebeck Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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