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Companies / Financials / Richmond Mutual Bancorporation, Inc.
RMBI

Richmond Mutual Bancorporation, Inc.

FinancialsBanks & Brokers
Ticker RMBIRICHMOND, INFiscal year ends DecemberBook value per share $15.00Diluted shares 9.9M

Richmond Mutual Bancorporation, Inc. (Nasdaq: RMBI) is the holding company for First Bank Richmond, an Indiana-chartered commercial bank providing community banking services in Indiana and Ohio. The bank attracts deposits and uses them primarily to fund commercial and multifamily real estate loans, residential… From the company’s description.

Over the twelve months to Jun 30, 2026, Richmond Mutual Bancorporation, Inc. reported revenue of $52.05M, up 15.5% from a year earlier, and net income of $12.02M. Its pre-tax margin was 27.6%. In fiscal 2025, it reported revenue of $48.91M, up 12.5% from fiscal 2024, and net income of $11.58M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$48.91MFY2025
+12.5% year over year
Last 12 mo $52.05M
27.92%FY2025
+2.9 percentage points
Last 12 mo 27.60%
$11.58MFY2025
+23.5% year over year
Last 12 mo $12.02M
7.94%FY2025
+0.9 percentage points
Last 12 mo 8.11%
Cash & financing
$15.97MFY2025
+8.2% year over year
Last 12 mo $14.76M
$14.61MFY2025
+2.2% year over year
Last 12 mo $13.48M
9.38FY2025
Was 10.23× a year earlier
Last 12 mo 9.38
9.9MFY2025
−3.2% year over year
Last 12 mo 9.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Richmond Mutual Bancorporation, Inc. does

In the company’s own words

Richmond Mutual Bancorporation, Inc. (Nasdaq: RMBI) is the holding company for First Bank Richmond, an Indiana-chartered commercial bank providing community banking services in Indiana and Ohio. The bank attracts deposits and uses them primarily to fund commercial and multifamily real estate loans, residential mortgages, commercial and industrial loans, consumer loans, construction lending, and equipment leases. It also offers trust and wealth management services to individuals and institutions. Its primary business is organized as one significant segment, community banking. The bank operates 14 offices across Indiana and Ohio, including its Mutual Federal division in Ohio, and provides leasing through First Federal Leasing. Its direct financing leases cover equipment such as computer, medical, manufacturing, construction, and transportation assets, with customers and lease contracts across the United States. At December 31, 2025, the company had $1.5 billion in assets and $1.2 billion in loans and leases, net of allowance. The bank traces its origins to a mutual savings and loan established in 1887 and became a subsidiary of the publicly traded holding company in 2019.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
RICHMOND, IN
Fiscal year end
December
CIK
1767837
SIC
6022

Financial performance, year by year

Fiscal 2019–2025 · USD
$-5.20M$10.41M$26.02M$41.64M$57.25M2019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Richmond Mutual Bancorporation, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

94
funds hold it
0 of 35
superinvestors hold it
$17.37M
held by funds, at market
6.6%
of shares held by funds

Largest fund holders · Richmond Mutual Bancorporation, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.01%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Richmond Mutual Bancorporation, Inc. and its peers compare on margins and cash generation over ten years?”
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  • “What changed in Richmond Mutual Bancorporation, Inc.'s last four quarterly filings that the numbers alone won't show?”
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