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Companies / Financials / SB FINANCIAL GROUP, INC.
SBFG

SB FINANCIAL GROUP, INC.

FinancialsBanks & Brokers
Ticker SBFGDEFIANCE, OHFiscal year ends DecemberBook value per share $23.54Diluted shares 6.2M

SB Financial Group, Inc. (NASDAQ: SBFG) operates as a financial holding company providing comprehensive banking, wealth management, and title insurance services primarily throughout Ohio and Indiana. The company's website is www.YourSBFinancial.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$65.56M
+15.1% year over year
Last 12 mo $68.36M
26.32%
+2 percentage points
Last 12 mo 30.32%
$13.97M
+21.8% year over year
Last 12 mo $16.76M
9.89%
+0.9 percentage points
Last 12 mo 11.42%
Cash & financing
$24.04M
+154.4% year over year
Last 12 mo $24.80M
$21.44M
+160.7% year over year
Last 12 mo $23.05M
9.72
Was 9.55× a year earlier
Last 12 mo 0.36
6.4M
−4.2% year over year
Last 12 mo 6.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What SB FINANCIAL GROUP, INC. does

In the company’s own words

SB Financial Group, Inc. (NASDAQ: SBFG) operates as a financial holding company providing comprehensive banking, wealth management, and title insurance services primarily throughout Ohio and Indiana. The company's website is www.YourSBFinancial.com.

The State Bank and Trust Company, a wholly owned subsidiary, serves as the core banking operation, offering a full range of commercial banking services including checking and savings accounts, money market accounts, certificates of deposit, commercial and consumer lending, agricultural and residential mortgage loans, personal and corporate trust services, commercial leasing, and private client group services. The bank operates 27 banking centers across eleven Ohio counties and two Indiana counties, along with four loan production offices in Ohio and Indiana. State Bank also provides trust and financial services through its trust and financial services division, offering asset management services for individuals and corporate employee benefit plans, as well as brokerage services through Cetera Investment Services.

SBFG Title, LLC, operating as Peak Title Agency, provides title insurance services through two locations in Ohio's Franklin and Williams counties. The company also maintains SBT Insurance, LLC, an insurance subsidiary focused on retail and commercial insurance products for State Bank customers, and SB Captive, Inc., a self-insurance company providing coverage to the bank and holding company through participation in a pooled insurance arrangement.

As of December 31, 2025, the company employed approximately 254 full-time equivalent employees across its operations. The company qualifies as a smaller reporting company and maintains a well-capitalized position under regulatory standards. SB Financial operates under regulation by the Federal Reserve Board as a financial holding company and is subject to comprehensive banking regulations and consumer protection laws. The company's business model centers on relationship-based banking, emphasizing personalized service and community involvement in its primary markets of Northwest and Central Ohio.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
DEFIANCE, OH
Fiscal year end
December
CIK
767405
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-6.86M$13.72M$34.29M$54.86M$75.44M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns SB FINANCIAL GROUP, INC. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

64
funds hold it
0 of 35
superinvestors hold it
$27.88M
held by funds, at market

Largest fund holders · SB FINANCIAL GROUP, INC.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
0.45%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do SB FINANCIAL GROUP, INC. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of SB FINANCIAL GROUP, INC.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in SB FINANCIAL GROUP, INC.'s last four quarterly filings that the numbers alone won't show?”
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