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Companies / Financials / SB Financial Group, Inc.
SBFG

SB Financial Group, Inc.

FinancialsBanks & Brokers
Ticker SBFGDEFIANCE, OHFiscal year ends DecemberBook value per share $23.17Diluted shares 6.2M

SB Financial Group, Inc. (Nasdaq: SBFG) is an Ohio financial holding company whose subsidiaries provide commercial banking, trust and wealth management, title insurance, and insurance products. Its wholly owned State Bank offers deposit accounts, commercial, consumer, agricultural and residential mortgage loans,… From the company’s description.

Over the twelve months to Sep 30, 2026, SB Financial Group, Inc. reported revenue of $69.86M, up 8.2% from a year earlier, and net income of $16.66M. Its pre-tax margin was 29.4%. In fiscal 2025, it reported revenue of $65.56M, up 15.1% from fiscal 2024, and net income of $13.97M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$65.56MFY2025
+15.1% year over year
Last 12 mo $69.86M
26.32%FY2025
+2 percentage points
Last 12 mo 29.43%
$13.97MFY2025
+21.8% year over year
Last 12 mo $16.66M
9.89%FY2025
+0.9 percentage points
Last 12 mo 11.54%
Cash & financing
$24.04MFY2025
+154.4% year over year
Last 12 mo $20.84M
$21.44MFY2025
+160.7% year over year
Last 12 mo $19.30M
9.72FY2025
Was 9.55× a year earlier
Last 12 mo 9.94
6.4MFY2025
−4.4% year over year
Last 12 mo 6.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What SB Financial Group, Inc. does

In the company’s own words

SB Financial Group, Inc. (Nasdaq: SBFG) is an Ohio financial holding company whose subsidiaries provide commercial banking, trust and wealth management, title insurance, and insurance products. Its wholly owned State Bank offers deposit accounts, commercial, consumer, agricultural and residential mortgage loans, commercial leasing, credit cards, online banking, trust services, asset management and brokerage services to individuals and businesses. State Bank also sells insurance products to retail and commercial customers through SBT Insurance. SBFG Title, doing business as Peak Title Agency, provides title insurance. The company’s principal operations are organized around State Bank and its affiliated financial and title businesses; it does not describe reportable operating segments. State Bank serves communities in Ohio and Indiana through 27 banking centers and four loan production offices, while Peak Title operates two Ohio locations. At December 31, 2025, the company had approximately 254 full-time equivalent employees. Its website is www.YourSBFinancial.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
DEFIANCE, OH
Fiscal year end
December
CIK
767405
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-6.99M$13.97M$34.93M$55.89M$76.85M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns SB Financial Group, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

64
funds hold it
0 of 35
superinvestors hold it
$27.88M
held by funds, at market
19.1%
of shares held by funds

Largest fund holders · SB Financial Group, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
—of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do SB Financial Group, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of SB Financial Group, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
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