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Companies / Financials / Sezzle Inc.
SEZL

Sezzle Inc.

FinancialsBusiness Services
Ticker SEZLMINNEAPOLIS, MNFiscal year ends DecemberBook value per share $6.69Diluted shares 34.8M

Sezzle Inc. (Nasdaq: SEZL) operates a digital payments platform in the United States and Canada that gives consumers point-of-sale installment payment options for online and in-store purchases. Its core products include pay-in-four, pay-in-two and pay-in-full, alongside a virtual card, paid subscriptions and consumer… From the company’s description.

In fiscal 2025, Sezzle Inc. reported revenue of $450.28M, up 66.1% from fiscal 2024, and net income of $133.13M. Its operating margin was 39.3%, and operations generated $209.91M in cash. Over the twelve months to Jun 30, 2026, revenue was $531.89M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$450.28MFY2025
+66.1% year over year
Last 12 mo $531.89M
39.26%FY2025
+8.9 percentage points
Last 12 mo 40.39%
$133.13MFY2025
+69.5% year over year
Last 12 mo $161.43M
78.40%FY2025
−11 percentage points
Last 12 mo 69.29%
Cash & financing
$209.91MFY2025
+60.7% year over year
Last 12 mo $328.61M
$207.21MFY2025
+60.4% year over year
Last 12 mo $324.92M
0.82FY2025
Was 1.18× a year earlier
Last 12 mo 0.52
35.7MFY2025
−0.4% year over year
Last 12 mo 34.8M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Sezzle Inc. does

In the company’s own words

Sezzle Inc. (Nasdaq: SEZL) operates a digital payments platform in the United States and Canada that gives consumers point-of-sale installment payment options for online and in-store purchases. Its core products include pay-in-four, pay-in-two and pay-in-full, alongside a virtual card, paid subscriptions and consumer features for shopping, rewards and building a payment record. Sezzle also refers consumers at participating merchants to third-party lenders for longer-term loans. Its customers include consumers, particularly Gen Z and Millennials, and merchants ranging from small businesses to enterprise retailers. Sezzle earns revenue primarily from merchant processing fees, consumer subscriptions and fees; in 2025, merchant and partner income represented 29% of revenue and subscription revenue represented 22%. The company’s platform supports merchant checkout, transaction approval and installment collection, while merchants receive payment after an approved purchase. Sezzle launched in 2017 and became a Delaware public benefit corporation in 2020. It had 201 employees in the United States and Canada as of December 31, 2025.

Company details
Sector
Financials
Industry (SIC)
Business Services
Headquarters
MINNEAPOLIS, MN
Fiscal year end
December
CIK
1662991
SIC
7389

Financial performance, year by year

Fiscal 2021–2025 · USD
$-135.87M$46.24M$228.36M$410.48M$592.59M20212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Sezzle Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

245
funds hold it
0 of 35
superinvestors hold it
$941.84M
held by funds, at market
18.8%
of shares held by funds

Largest fund holders · Sezzle Inc.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.16%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.09%of fund net assets
T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund
PRDSX · T. ROWE PRICE INTEGRATED EQUITY FUNDS, INC.
0.50%of fund net assets
T. Rowe Price Small-Cap Value Fund, Inc.
PRSVX · T. ROWE PRICE SMALL-CAP VALUE FUND, INC.
0.38%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Sezzle Inc. and its peers compare on margins and cash generation over ten years?”
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