Sezzle Inc.

Sezzle Inc. (NASDAQ: SEZZLE) operates as a purpose-driven payments company providing a flexible alternative to traditional credit through its digital shopping and payments platform. Founded in 2017, the company targets Gen Z and Millennial consumers aged 18-48, who comprise approximately 81% of the customer base and typically use credit cards less frequently while lacking access to traditional credit products.

The company's core offering, the Sezzle Platform, enables consumers to purchase merchandise immediately while paying in installments over time. The flagship "pay-in-four" product allows consumers to pay one-quarter of the purchase price upfront and the remainder in three equal installments over six weeks. Additional products include pay-in-two, pay-in-full, and pay-in-five options, along with customized installment terms for select enterprise merchants. The platform integrates into merchant websites through pre-built widgets or direct APIs and is accessible via the Sezzle mobile application and online dashboard.

Revenue streams are diversified across merchant processing fees (29% of total revenue), subscription services (22% of total revenue), and consumer fees including late payment charges, failed payment fees, and rescheduling fees. The company offers two subscription products: Sezzle Premium, providing access to large non-integrated merchants, and Sezzle Anywhere, enabling virtual card usage at any merchant. A substantial majority of short-term credit products are originated by WebBank, an FDIC-insured industrial bank partner.

Sezzle operates in the United States and Canada while winding down operations in India and certain European countries. The company maintains a merchant base spanning small-to-medium-sized businesses and enterprise merchants across numerous verticals. As of December 31, 2025, Sezzle employed 201 people across the United States and Canada, with additional workers contracted through professional employer organizations in Colombia and Mexico.

The company became a Delaware public benefit corporation in June 2020, balancing stockholder interests with its stated public benefit purpose of financially empowering the next generation. Sezzle's website is located at www.sezzle.com.