SoFi Technologies, Inc.
SoFi Technologies, Inc. (Nasdaq: SOFI) operates as a mission-driven financial services platform designed to help members achieve financial independence through a comprehensive suite of integrated digital products. Founded in 2011, the company has developed a member-centric, one-stop shop for financial services… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What SoFi Technologies, Inc. does
In the company’s own words
SoFi Technologies, Inc. (Nasdaq: SOFI) operates as a mission-driven financial services platform designed to help members achieve financial independence through a comprehensive suite of integrated digital products. Founded in 2011, the company has developed a member-centric, one-stop shop for financial services accessible through a unified mobile application, with its website at www.sofi.com.
The company operates through three reportable segments: Lending, Technology Platform, and Financial Services. The Lending segment offers personal loans, student loans, home loans, and related servicing, with loan origination ranging from $5,000 to $100,000 for personal loans and extending to $3,000,000 for jumbo mortgages. The Technology Platform segment provides cloud-native digital and core banking solutions, event authorization platforms, and conversational AI engines to financial institutions, government entities, and non-financial organizations primarily across North America and Latin America. The Financial Services segment encompasses SoFi Money checking and savings accounts, SoFi Invest for trading and robo-advisory services, SoFi Credit Card, SoFi Crypto for digital asset trading, SoFi Relay for personal finance management, and various partnership-based offerings including insurance, travel, and employer benefits through SoFi At Work.
A cornerstone of SoFi's strategy is its "Financial Services Productivity Loop," which aims to build durable member relationships through multiple product adoption, increasing lifetime value while lowering acquisition costs. The company operates SoFi Bank, a nationally chartered association, enabling deposit funding for loans and expanded product offerings including checking accounts with up to $3 million in FDIC insurance coverage through its Insured Deposit Program.
SoFi maintains international operations in Latin America, Canada, Switzerland, and Hong Kong, primarily through its Technology Platform segment. The company differentiates itself through four core pillars: speed in digital service delivery, selection across financial products, personalized content and financial education, and convenience through 24/7 digital accessibility. The platform emphasizes data-driven underwriting and risk assessment, leveraging proprietary credit models and life-of-loan performance data to optimize lending decisions and member experiences across its integrated ecosystem.
Company details
- Sector
- Financials
- Industry
- Finance Services
- Headquarters
- SAN FRANCISCO, CA
- Fiscal year end
- December
- CIK
- 1818874
- SIC
- 6199
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns SoFi Technologies, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Superinvestors in SoFi Technologies, Inc. · what they did last quarter
Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.
Largest fund holders · SoFi Technologies, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
SoFi Technologies, Inc.’s bonds, as funds hold them
Funds report holding 2 issues of SoFi Technologies, Inc.’s debt, $154.76M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 0.79%, maturing 2026 to 2029.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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