Sound Financial Bancorp, Inc.
Sound Financial Bancorp, Inc. (Nasdaq: SFBC) is a bank holding company whose business is conducted primarily through Sound Community Bank, a Washington-chartered commercial bank, and includes consumer insurance products offered through Sound Community Insurance Agency. The company attracts retail and commercial… From the company’s description.
Over the twelve months to Jun 30, 2026, Sound Financial Bancorp, Inc. reported revenue of $40.32M, up 6.0% from a year earlier, and net income of $8.03M. Its pre-tax margin was 24.2%. In fiscal 2025, it reported revenue of $38.89M, up 9.1% from fiscal 2024, and net income of $7.16M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Sound Financial Bancorp, Inc. does
In the company’s own words
Sound Financial Bancorp, Inc. (Nasdaq: SFBC) is a bank holding company whose business is conducted primarily through Sound Community Bank, a Washington-chartered commercial bank, and includes consumer insurance products offered through Sound Community Insurance Agency. The company attracts retail and commercial deposits and uses them, along with borrowings, to fund residential mortgage, commercial and multifamily real estate, construction and land, commercial business and consumer loans. Its mortgage lending includes loans sold to Fannie Mae and other correspondents, with servicing often retained, as well as loans held in its portfolio. Consumer lending includes manufactured-home, floating-home, auto, boat and recreational-vehicle loans. The company operates in the Seattle metropolitan area and on Washington’s North Olympic Peninsula, serving customers through eight branches and a Seattle loan production office at year-end 2025. It reports its banking activities as a single business, with insurance offered through its subsidiary. At December 31, 2025, consolidated assets were $1.1 billion and loans held for portfolio were $905.5 million. Its website is www.soundcb.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- SEATTLE, WA
- Fiscal year end
- December
- CIK
- 1541119
- SIC
- 6035
Financial performance, year by year
Fiscal 2012–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Sound Financial Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Sound Financial Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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