South Plains Financial, Inc.
South Plains Financial, Inc. (Nasdaq: SPFI) is a bank holding company whose wholly owned subsidiary, City Bank, provides commercial and retail banking, investment, trust and mortgage services to individuals and small and medium-sized businesses, primarily in Texas and New Mexico. Its banking markets include Lubbock… From the company’s description.
Over the twelve months to Sep 30, 2026, South Plains Financial, Inc. reported revenue of $237.79M, up 13.3% from a year earlier, and net income of $69.56M. Its pre-tax margin was 37.0%. In fiscal 2025, it reported revenue of $211.89M, up 8.6% from fiscal 2024, and net income of $58.47M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What South Plains Financial, Inc. does
In the company’s own words
South Plains Financial, Inc. (Nasdaq: SPFI) is a bank holding company whose wholly owned subsidiary, City Bank, provides commercial and retail banking, investment, trust and mortgage services to individuals and small and medium-sized businesses, primarily in Texas and New Mexico. Its banking markets include Lubbock and the South Plains, Dallas, El Paso, Houston, College Station, the Permian Basin and Ruidoso; the company also operates mortgage loan production offices. Services include business and consumer loans and deposit accounts, mortgage origination, trust and retirement services, and investment products. South Plains Financial reports one principal banking business rather than multiple reportable segments. As of December 31, 2025, it had $4.48 billion in total assets and operated 24 full-service banking locations across seven markets, along with seven loan production offices. Its City Bank Trust division provides fiduciary and retirement services, while the Investment Center offers investment products through Raymond James Financial Services. The company traces its origins to a West Texas community bank founded in 1941 and has expanded through acquisitions, including West Texas State Bank in 2019. Its website is www.spfi.bank.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- LUBBOCK, TX
- Fiscal year end
- December
- CIK
- 1163668
- SIC
- 6022
Financial performance, year by year
Fiscal 2019–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns South Plains Financial, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · South Plains Financial, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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