Southern Missouri Bancorp, Inc.
Southern Missouri Bancorp, Inc. (NASDAQ: SMBC) operates as a bank holding company headquartered in Poplar Bluff, Missouri, with its principal subsidiary being Southern Bank. The company's website is located at investors.bankwithsouthern.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Southern Missouri Bancorp, Inc. does
In the company’s own words
Southern Missouri Bancorp, Inc. (NASDAQ: SMBC) operates as a bank holding company headquartered in Poplar Bluff, Missouri, with its principal subsidiary being Southern Bank. The company's website is located at investors.bankwithsouthern.com.
The Bank traces its origins to 1887 when it was originally chartered by the state of Missouri as a mutual savings and loan association. Following its conversion to a stock savings bank and subsequent transformation into a trust company with banking powers in 2004, Southern Missouri Bancorp became a bank holding company regulated by the Federal Reserve Board. The Missouri Division of Finance serves as the Bank's primary regulator, while the Federal Deposit Insurance Corporation provides deposit insurance coverage.
Southern Bank operates a comprehensive community banking platform serving customers across a five-region footprint spanning Missouri, Arkansas, Illinois, and Kansas. As of June 30, 2026, the company maintained 63 full-service branch offices, two limited-service branches, and three loan production offices. The company had total assets of $5.2 billion, total deposits of $4.4 billion, and stockholders' equity of $590.7 million.
The Bank's primary business involves attracting retail deposits and deploying capital into one- to four-family residential mortgage loans, commercial real estate loans, construction loans, agricultural loans, and commercial business loans. The loan portfolio also includes consumer loans and mortgage-backed securities. At June 30, 2026, the Bank's loan portfolio totaled $4.4 billion, with residential mortgages representing 25 percent, commercial real estate 43 percent, construction loans 7.1 percent, and commercial business loans 17.8 percent of net loans receivable.
Revenue is derived principally from interest earned on loans and investment securities, supplemented by banking service charges, bank card interchange fees, loan sales gains, loan servicing income, wealth management fees, and other fee income. The company has pursued strategic growth through acquisitions over the past decade, including the acquisitions of Citizens Bancshares in 2023, Fortune Financial in 2022, and several other regional financial institutions, which have expanded its market presence and deposit base while generating synergies through operational integration.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- POPLAR BLUFF, MO
- Fiscal year end
- June
- CIK
- 916907
- SIC
- 6036
Financial performance, year by year
Fiscal 2012–2026 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Southern Missouri Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Southern Missouri Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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