10x Insights
Loading account…
Companies / Financials / Southside Bancshares, Inc.
SBSI

Southside Bancshares, Inc.

FinancialsBanks & Brokers
Ticker SBSITYLER, TXFiscal year ends DecemberBook value per share $28.21Diluted shares 29.9M

Southside Bancshares, Inc. (NYSE: SBSI) is a Texas bank holding company whose principal subsidiary, Southside Bank, provides community banking and financial services to individuals, businesses, municipal entities and nonprofit organizations. Its offerings include consumer and commercial loans, residential and… From the company’s description.

Over the twelve months to Sep 30, 2026, Southside Bancshares, Inc. reported revenue of $278.48M, up 15.9% from a year earlier, and net income of $99.06M. Its pre-tax margin was 43.1%. In fiscal 2025, it reported revenue of $237.04M, down 8.1% from fiscal 2024, and net income of $69.22M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$237.04MFY2025
−8.1% year over year
Last 12 mo $278.48M
34.86%FY2025
−6.8 percentage points
Last 12 mo 43.06%
$69.22MFY2025
−21.8% year over year
Last 12 mo $99.06M
8.17%FY2025
−2.7 percentage points
Last 12 mo 11.75%
Cash & financing
$93.82MFY2025
−7.9% year over year
Last 12 mo $172.32M
$73.48MFY2025
−19.0% year over year
Last 12 mo $154.53M
8.70FY2025
Was 9.28× a year earlier
Last 12 mo 8.33
30.2MFY2025
−0.5% year over year
Last 12 mo 29.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Southside Bancshares, Inc. does

In the company’s own words

Southside Bancshares, Inc. (NYSE: SBSI) is a Texas bank holding company whose principal subsidiary, Southside Bank, provides community banking and financial services to individuals, businesses, municipal entities and nonprofit organizations. Its offerings include consumer and commercial loans, residential and commercial real estate financing, savings and checking accounts, money market accounts and certificates of deposit, as well as wealth management, trust and brokerage services. Wealth services include investment management, trust and estate administration, custody and retirement and employee benefit accounts. The company operates as a single banking organization through 53 branches, including 12 in grocery stores, and additional financial services and loan production offices. Its markets span East and Southeast Texas and the Dallas-Fort Worth, Austin and Houston areas. At December 31, 2025, it had $8.51 billion in total assets and approximately $1.65 billion in wealth management and trust assets under management. Southside Bank was formed in 1960, and the holding company was incorporated in 1982. Its website is www.southside.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
TYLER, TX
Fiscal year end
December
CIK
705432
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-27.85M$55.70M$139.24M$222.78M$306.33M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Southside Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

230
funds hold it
0 of 35
superinvestors hold it
$344.49M
held by funds, at market
33.7%
of shares held by funds
1
bond issues held by funds

Largest fund holders · Southside Bancshares, Inc.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.05%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.03%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.01%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Southside Bancshares, Inc.’s bonds, as funds hold them

Funds report holding 1 issues of Southside Bancshares, Inc.’s debt, $25.78M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 7.00%, maturing 2035 to 2035.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Southside Bancshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Southside Bancshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Southside Bancshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.