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Companies / Financials / SOUTHSIDE BANCSHARES INC
SBSI

SOUTHSIDE BANCSHARES INC

FinancialsBanks & Brokers
Ticker SBSITYLER, TXFiscal year ends DecemberBook value per share $29.56Diluted shares 29.9M

Southside Bancshares, Inc. (NYSE: SSSS) operates as a bank holding company headquartered in Tyler, Texas, with its principal subsidiary being Southside Bank, a Texas state bank established in 1960. The company maintains a website at www.southside.com and serves as a community-focused financial institution offering… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$237.04M
−8.1% year over year
Last 12 mo $248.18M
34.86%
−6.8 percentage points
Last 12 mo 36.57%
$69.22M
−21.8% year over year
Last 12 mo $76.00M
8.17%
−2.7 percentage points
Last 12 mo 8.61%
Cash & financing
$93.82M
−7.9% year over year
Last 12 mo $145.21M
$73.48M
−19.0% year over year
Last 12 mo $126.47M
8.70
Was 9.28× a year earlier
Last 12 mo 1.36
30.2M
−0.5% year over year
Last 12 mo 29.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What SOUTHSIDE BANCSHARES INC does

In the company’s own words

Southside Bancshares, Inc. (NYSE: SSSS) operates as a bank holding company headquartered in Tyler, Texas, with its principal subsidiary being Southside Bank, a Texas state bank established in 1960. The company maintains a website at www.southside.com and serves as a community-focused financial institution offering comprehensive banking and financial services across multiple market areas in Texas.

As of December 31, 2025, Southside Bancshares maintains total assets of $8.51 billion, total loans of $4.82 billion, total deposits of $6.87 billion, and total equity of $847.6 million. The company operates through 53 branches, including 12 located in grocery stores, along with 37 drive-through facilities and two loan production offices. The company also maintains a network of automated teller machines and interactive teller machines to serve customers across its markets.

The company's service offerings encompass consumer and commercial lending, deposit products, wealth management, trust services, and brokerage activities. Consumer loan services include residential mortgages, home equity loans, home improvement financing, and automobile loans. Commercial services feature working capital loans, equipment financing, commercial real estate lending, and municipal loans. Southside Bank also provides construction financing for both residential and commercial properties. The company offers various deposit products including savings accounts, money market accounts, checking accounts, and certificates of deposit. Wealth management and trust services include investment management, trust administration, estate services, and retirement account management. As of December 31, 2025, the company manages approximately $1.65 billion in wealth management and trust assets.

The company operates across East Texas, Southeast Texas, and the greater Dallas-Fort Worth, Austin, and Houston metropolitan areas. Its branch network extends across multiple Texas communities including Arlington, Austin, Dallas, Fort Worth, Houston, Tyler, and The Woodlands, among others. The company employs approximately 781 full-time equivalent employees and maintains a diverse workforce with women and ethnic minorities representing approximately 68 percent and 41 percent of employees, respectively. The company has maintained a continuous dividend payment history since 1970 and has received recognition as a top employer in its region.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
TYLER, TX
Fiscal year end
December
CIK
705432
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-25.79M$51.57M$128.93M$206.29M$283.65M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns SOUTHSIDE BANCSHARES INC — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

230
funds hold it
0 of 35
superinvestors hold it
$344.49M
held by funds, at market
33.7%
of shares held by funds
1
bond issues held by funds

Largest fund holders · SOUTHSIDE BANCSHARES INC’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.05%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.03%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.01%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
0.03%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

SOUTHSIDE BANCSHARES INC’s bonds, as funds hold them

Funds report holding 1 issues of SOUTHSIDE BANCSHARES INC’s debt, $25.78M at market value — what funds hold, not the company’s total debt.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do SOUTHSIDE BANCSHARES INC and its peers compare on margins and cash generation over ten years?”
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  • “What changed in SOUTHSIDE BANCSHARES INC's last four quarterly filings that the numbers alone won't show?”
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