SSB

SouthState Bank Corp

Ticker: SSBFinancialsBanks & Brokers
HQ WINTER HAVEN, FLCIK 764038FY end 12-31Book / share $92.90Shares 98M
Revenue (FY)
$2.68B+56.08%
TTM $2.72B
Op. margin
38.80%-1.97%
TTM 45.12%
Net income
$798.67M+49.34%
TTM $950.21M
Operating cash
$300.85M-41.24%
TTM $927.65M
Free cash flow
$230.59M-51.57%
TTM $860.43M
Return on equity
8.82%-0.26%
TTM 10.41%
Debt / equity
6.16-0.36%
TTM 0.11
Shares outstanding
101.5M+32.23%
TTM 98.3M

The business

SouthState Bank Corporation (NYSE: SSB) operates as a financial holding company providing comprehensive banking services and products through its wholly owned subsidiary, SouthState Bank, National Association. The company maintains headquarters in Winter Haven, Florida and operates a 342-branch network spanning Florida, South Carolina, Texas, Georgia, Colorado, North Carolina, Alabama, and Virginia as of December 31, 2025.

The company's core business encompasses traditional banking services including commercial real estate lending, residential real estate lending, commercial and industrial loans, and consumer loans. As of December 31, 2025, the loan portfolio totaled approximately $48.6 billion, with commercial real estate representing 58 percent, residential real estate 21 percent, commercial and industrial loans 19 percent, and consumer loans 2 percent. The company manages approximately $67.2 billion in total assets, $55.1 billion in deposits, and $9.1 billion in shareholders' equity.

Beyond traditional banking, SouthState operates several specialized divisions. The correspondent banking and capital markets division serves over 1,200 small and medium-sized community financial institutions, credit unions, and money managers throughout the United States, generating revenue through fixed income security sales commissions, hedging service fees, and loan brokerage fees. The company owns SouthState Securities Corp., a full-service registered broker dealer headquartered in Memphis, Tennessee. Wealth management services are provided through SouthState Private Capital Management LLC, offering fiduciary and investment management services to affluent clients. The company also operates Corporate Billing, a transaction-based finance division providing factoring and accounts receivable management services to transportation and automotive companies nationwide.

As of December 31, 2025, SouthState employed approximately 6,190 full-time employees and 203 part-time team members across its eight-state footprint. The company completed the acquisition of Independent Bank Group, Inc. on January 1, 2025, significantly expanding its asset base and geographic reach. The company's growth strategy emphasizes organic expansion within existing markets combined with strategic acquisitions that enhance footprint, provide cost savings, and align with the company's core values of soundness, profitability, and growth. More information is available at the company's website.

Sector
Financials
Industry
Banks & Brokers
HQ
WINTER HAVEN, FL
FY end
12-31
CIK
764038
SIC
6022
Financial performance · annual
20132025
$-272.00M$544.01M$1.36B$2.18B$2.99B2013201420152016201720182019202020212022202320242025TTMTTMTTM

Ownership

Who holds SouthState Bank Corp — across funds, superinvestors and bonds · N-PORT 2026Q2 · 13F 2026-06-30

462
funds hold it
0 of 35
superinvestors hold it
$4.76B
fund-held value
49.7%
of shares held by funds

Top fund holders

Fund% of fundValue
iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.27%$333.91M
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%$309.38M
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.12%$223.67M
Invesco Small Cap Value Fund
VSCAX · AIM Sector Funds (Invesco Sector Funds)
1.59%$170.72M
SMALLCAP World Fund Inc
SMCWX
0.18%$166.18M

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

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15 years of SouthState Bank Corp's financials

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