SR Bancorp, Inc.
SR Bancorp, Inc. (NASDAQ: SRBC) operates as a bank holding company for Somerset Regal Bank, a New Jersey chartered commercial bank serving customers across northern and central New Jersey. The company's website is www.somersetregalbank.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What SR Bancorp, Inc. does
In the company’s own words
SR Bancorp, Inc. (NASDAQ: SRBC) operates as a bank holding company for Somerset Regal Bank, a New Jersey chartered commercial bank serving customers across northern and central New Jersey. The company's website is www.somersetregalbank.com.
Somerset Regal Bank was formed through the combination of Somerset Bank and Regal Bank on September 19, 2023, following SR Bancorp's conversion from mutual to stock form of organization. The bank operates 14 full-service branch locations across Essex, Hunterdon, Hudson, Livingston, Middlesex, Morris, Somerset, and Union counties in New Jersey. As of June 30, 2025, SR Bancorp maintained total assets of $1.08 billion, deposits of $846.0 million, and stockholders' equity of $193.8 million.
The company's core business involves offering a comprehensive range of deposit and loan products to individuals and small businesses within its primary market area. The loan portfolio reflects a balanced approach, with residential mortgage loans comprising 53.4 percent of total loans and commercial loans representing 45.0 percent, largely consisting of multi-family loans. Specific loan products include one- to four-family residential mortgages, multi-family real estate loans, commercial real estate loans, commercial and industrial loans, and consumer loans including home equity products and personal loans.
On the deposit side, SR Bancorp attracts funds through noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also maintains relationships with local municipal entities, holding $31.8 million in municipal deposits as of June 30, 2025.
SR Bancorp employs 119 full-time employees and two part-time employees. The company maintains investment securities primarily consisting of U.S. government-sponsored enterprise obligations, subordinated debentures from regional financial institutions, and mortgage-backed securities. As a member of the Federal Home Loan Bank of New York, SR Bancorp maintains required capital stock investments and has access to Federal Home Loan Bank advances for liquidity management purposes.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- BOUND BROOK, NJ
- Fiscal year end
- June
- CIK
- 1951276
- SIC
- 6036
Financial performance, year by year
Fiscal 2023–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns SR Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · SR Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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