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Companies / Financials / SR Bancorp, Inc.
SRBK

SR Bancorp, Inc.

FinancialsBanks & Brokers
Ticker SRBKBOUND BROOK, NJFiscal year ends JuneBook value per share $23.81Diluted shares 7.6M

SR Bancorp, Inc. (Nasdaq: SRBK) is a bank holding company whose primary business is owning Somerset Regal Bank, which provides deposit and lending services to individuals and small businesses, primarily in its New Jersey market area. The Bank offers checking, savings, money market and certificate-of-deposit accounts,… From the company’s description.

In fiscal 2026, SR Bancorp, Inc. reported revenue of $33.45M, up 0.4% from fiscal 2025, and net income of $3.35M. Its pre-tax margin was 13.2%.

Fiscal year 2026 · ends 06-30Changes are against fiscal 2025
Sales & profitability
$33.45MFY2026
+0.4% year over year
13.15%FY2026
−5.2 percentage points
$3.35MFY2026
−34.7% year over year
1.84%FY2026
−0.8 percentage points
Cash & financing
$10.70MFY2026
+129.4% year over year
$9.88MFY2026
+133.5% year over year
5.45FY2026
Was 4.52× a year earlier
7.6MFY2026
−9.6% year over year

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure.

What SR Bancorp, Inc. does

In the company’s own words

SR Bancorp, Inc. (Nasdaq: SRBK) is a bank holding company whose primary business is owning Somerset Regal Bank, which provides deposit and lending services to individuals and small businesses, primarily in its New Jersey market area. The Bank offers checking, savings, money market and certificate-of-deposit accounts, along with residential mortgages, commercial real estate, multifamily, commercial and industrial, home equity and other consumer loans. SR Bancorp reports its business through its banking subsidiary, which serves Essex, Hunterdon, Middlesex, Morris, Somerset and Union counties through 14 branches. At June 30, 2026, the company had $1.19 billion in assets and $926.4 million in deposits. Somerset Regal Bank was formed in 2023 by combining Somerset Bank and Regal Bank; the merger expanded its northern New Jersey presence and brought together commercial and residential lending capabilities. The bank traces its formation to Somerset Savings Bank, established in 1887. Its website is www.somersetregalbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
BOUND BROOK, NJ
Fiscal year end
June
CIK
1951276
SIC
6036

Financial performance, year by year

Fiscal 2023–2026 · USD
$-15.29M$-2.00M$11.29M$24.59M$37.88M2023202420252026

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns SR Bancorp, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

85
funds hold it
0 of 35
superinvestors hold it
$18.81M
held by funds, at market
12.2%
of shares held by funds

Largest fund holders · SR Bancorp, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.00%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.01%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do SR Bancorp, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of SR Bancorp, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in SR Bancorp, Inc.'s last four quarterly filings that the numbers alone won't show?”
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