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Companies / Financials / Texas Community Bancshares, Inc.
TCBS

Texas Community Bancshares, Inc.

FinancialsBanks & Brokers
Ticker TCBSMINEOLA, TXFiscal year ends DecemberBook value per share $20.19Diluted shares 2.7M

Texas Community Bancshares, Inc. operates as a bank holding company for Broadstreet Bank, SSB, a Texas-chartered savings bank headquartered in Mineola, Texas. The company trades on the NASDAQ under ticker symbol TCBX and maintains its website at www.broadstreet.bank. Texas Community Bancshares was incorporated in… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$16.39M
+54.0% year over year
Last 12 mo $17.39M
20.52%
+37.2 percentage points
Last 12 mo 22.40%
$2.84M
+317.8% year over year
Last 12 mo $3.33M
5.29%
+7.8 percentage points
Last 12 mo 6.03%
Cash & financing
$1.37M
−29.6% year over year
Last 12 mo $4.87M
$0.97M
+31.5% year over year
Last 12 mo $2.32M
6.95
Was 7.40× a year earlier
Last 12 mo 0.84
2.9M
−4.4% year over year
Last 12 mo 2.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Texas Community Bancshares, Inc. does

In the company’s own words

Texas Community Bancshares, Inc. operates as a bank holding company for Broadstreet Bank, SSB, a Texas-chartered savings bank headquartered in Mineola, Texas. The company trades on the NASDAQ under ticker symbol TCBX and maintains its website at www.broadstreet.bank. Texas Community Bancshares was incorporated in March 2021 to serve as the holding company for Broadstreet Bank following the conversion of Mineola Community Mutual Holding Company from a mutual holding company to a stock holding company in July 2021.

Broadstreet Bank's primary business involves accepting deposits from the general public and deploying those funds through lending and investment activities. The bank's loan portfolio is diversified across multiple categories, with one-to-four family residential real estate loans comprising the largest segment at 45.8 percent of total loans, followed by commercial real estate loans at 20.1 percent, construction and land loans at 15.8 percent, and farmland loans at 5.6 percent. The bank also originates commercial loans, municipal loans, and consumer loans to a lesser extent. The majority of the loan portfolio consists of fixed-rate loans, though the bank has shifted commercial lending toward adjustable rates or maximum fixed-rate terms of five years to manage interest rate risk.

The company operates through a main office in Mineola and six branch locations across Franklin, Hopkins, Smith, Van Zandt, and Wood counties in East Texas. This primary market area benefits from proximity to Dallas and Tyler, population growth driven by remote work trends, and a diversified employment base spanning healthcare, retail, manufacturing, and agriculture sectors.

As of December 31, 2025, Texas Community Bancshares reported total consolidated assets of $429.8 million, net loans and leases of $303.2 million, deposits of $327.9 million, and stockholders' equity of $53.8 million. The company's investment portfolio includes mortgage-backed securities, collateralized mortgage obligations, state and municipal securities, and corporate bonds. Broadstreet Bank is subject to regulation and examination by the Texas Department of Savings and Mortgage Lending, the Federal Deposit Insurance Corporation, and the Federal Reserve Board.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
MINEOLA, TX
Fiscal year end
December
CIK
1849466
SIC
6036

Financial performance, year by year

Fiscal 2021–2025 · USD
$-3.17M$2.43M$8.04M$13.65M$19.26M20212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Texas Community Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

7
funds hold it
0 of 35
superinvestors hold it
$1.39M
held by funds, at market
2.8%
of shares held by funds

Largest fund holders · Texas Community Bancshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Extended Market Index Fund
FSMAX · Fidelity Concord Street Trust
0.00%of fund net assets
iShares Micro-Cap ETF
IWC · iShares Trust
0.01%of fund net assets
Fidelity Series Total Market Index Fund
FCFMX · Fidelity Concord Street Trust
0.00%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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