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Companies / Financials / Texas Community Bancshares, Inc.
TCBS

Texas Community Bancshares, Inc.

FinancialsBanks & Brokers
Ticker TCBSMINEOLA, TXFiscal year ends DecemberBook value per share $20.19Diluted shares 2.7M

Texas Community Bancshares, Inc. (Nasdaq: TCBS) is a bank holding company that conducts its business primarily through Broadstreet Bank, SSB, a Texas-chartered savings bank. The bank gathers deposits from individuals, businesses and public-sector customers and uses them, along with borrowings and operating funds, to… From the company’s description.

Over the twelve months to Jun 30, 2026, Texas Community Bancshares, Inc. reported revenue of $17.39M, up 14.3% from a year earlier, and net income of $3.33M. Its pre-tax margin was 22.4%. In fiscal 2025, it reported revenue of $16.39M, up 54.0% from fiscal 2024, and net income of $2.84M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$16.39MFY2025
+54.0% year over year
Last 12 mo $17.39M
20.52%FY2025
+37.2 percentage points
Last 12 mo 22.40%
$2.84MFY2025
+317.8% year over year
Last 12 mo $3.33M
5.29%FY2025
+7.8 percentage points
Last 12 mo 6.03%
Cash & financing
$1.37MFY2025
−29.6% year over year
Last 12 mo $4.87M
$0.97MFY2025
+31.5% year over year
Last 12 mo $2.32M
6.95FY2025
Was 7.40× a year earlier
Last 12 mo 6.99
2.9MFY2025
−4.4% year over year
Last 12 mo 2.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Texas Community Bancshares, Inc. does

In the company’s own words

Texas Community Bancshares, Inc. (Nasdaq: TCBS) is a bank holding company that conducts its business primarily through Broadstreet Bank, SSB, a Texas-chartered savings bank. The bank gathers deposits from individuals, businesses and public-sector customers and uses them, along with borrowings and operating funds, to make residential and commercial real estate, construction and land, municipal, commercial, agricultural, consumer and other loans, and to invest in securities. Its deposit products include checking, savings, money market, certificate of deposit and individual retirement accounts. The company operates through its banking subsidiary rather than multiple reportable business segments, serving customers primarily in five East Texas counties and contiguous areas through its main office and six branches. At December 31, 2025, it had $429.8 million in consolidated assets and $327.9 million in deposits. Texas Community Bancshares was formed in 2021 as the holding company for Broadstreet Bank following the conversion of its mutual holding company to a stock holding company. Its website is www.broadstreet.bank.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
MINEOLA, TX
Fiscal year end
December
CIK
1849466
SIC
6036

Financial performance, year by year

Fiscal 2021–2025 · USD
$-3.17M$2.43M$8.04M$13.65M$19.26M20212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Texas Community Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

7
funds hold it
0 of 35
superinvestors hold it
$1.39M
held by funds, at market
2.8%
of shares held by funds

Largest fund holders · Texas Community Bancshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Extended Market Index Fund
FSMAX · Fidelity Concord Street Trust
—of fund net assets
iShares Micro-Cap ETF
IWC · iShares Trust
0.01%of fund net assets
Fidelity Series Total Market Index Fund
FCFMX · Fidelity Concord Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Texas Community Bancshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Texas Community Bancshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Texas Community Bancshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
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