Third Coast Bancshares, Inc.
Third Coast Bancshares, Inc. (NYSE: TCBX) operates as a bank holding company providing commercial banking solutions to small and medium-sized businesses and professionals across Texas. The company conducts its banking operations through Third Coast Bank, a Texas banking association and wholly owned subsidiary, along… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Third Coast Bancshares, Inc. does
In the company’s own words
Third Coast Bancshares, Inc. (NYSE: TCBX) operates as a bank holding company providing commercial banking solutions to small and medium-sized businesses and professionals across Texas. The company conducts its banking operations through Third Coast Bank, a Texas banking association and wholly owned subsidiary, along with Third Coast Commercial Capital, Inc., a specialized lending subsidiary focused on asset-based lending and commercial finance products.
As of December 31, 2025, Third Coast Bancshares maintains consolidated total assets of $5.34 billion, total loans of $4.39 billion, total deposits of $4.63 billion, and shareholders' equity of $531.0 million. The company operates twenty-three branches strategically positioned across three primary metropolitan markets: the Greater Houston area with ten branches, the Dallas-Fort Worth market with three branches, and the Austin-San Antonio market with seven branches. Additional branches operate in Ballinger and Detroit, Texas, providing regional coverage and market presence.
The company's core business encompasses traditional commercial banking services including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Third Coast Bancshares offers comprehensive treasury management solutions, merchant card services, retail and commercial online banking platforms, mobile banking applications, and debit and credit card products. The lending portfolio emphasizes commercial and industrial loans, real estate lending, and construction financing, supported by a dedicated credit department overseeing underwriting, loan monitoring, and special assets management.
Third Coast Bancshares has demonstrated significant organic growth since commencing banking operations in 2008, supplemented by strategic acquisitions including the 2020 merger with Heritage Bancorp, Inc. and the February 2026 completion of its merger with Keystone Bancshares, Inc., which expanded the company's market reach and deposit base. The company maintains a relationship-based banking approach emphasizing personalized service and deep market expertise, positioning itself as one of the few remaining locally-based banks in its markets dedicated to serving sophisticated small and medium-sized business customers. The company's investment portfolio includes U.S. government and agency securities, state and municipal securities, mortgage-backed securities, and corporate bonds, managed through an active asset-liability management process.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- HUMBLE, TX
- Fiscal year end
- December
- CIK
- 1781730
- SIC
- 6036
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Third Coast Bancshares, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Third Coast Bancshares, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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