UNITED BANCORP INC
United Bancorp, Inc. (NASDAQ: UBCP) operates as a bank holding company headquartered in Ohio with a single wholly-owned subsidiary bank, Unified Bank. The company's website is located at http://www.unitedbancorp.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What UNITED BANCORP INC does
In the company’s own words
United Bancorp, Inc. (NASDAQ: UBCP) operates as a bank holding company headquartered in Ohio with a single wholly-owned subsidiary bank, Unified Bank. The company's website is located at http://www.unitedbancorp.com.
Unified Bank provides comprehensive commercial and retail banking services across a nineteen-location branch network spanning northeastern, eastern, southeastern, and south central Ohio, as well as the northern panhandle of West Virginia. The bank's service territory encompasses Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties in Ohio, along with Ohio and Marshall counties in West Virginia. The bank maintains its main office and operations center in Martins Ferry, Ohio, with a new operations center under development in St. Clairsville, Ohio.
The company operates in a single business segment focused on banking. Unified Bank's service offerings include accepting demand, savings, and time deposits while providing commercial, real estate, and consumer loans to both individual and business customers. As of the most recent market data, the bank ranked fourth in total deposit market share within its primary Belmont County market, competing against approximately 27 other commercial banking institutions including larger regional players such as Huntington National Bank, Belmont Savings Bank, PNC Bank, and Wesbanco Bank.
Unified Bank employs 125 full-time employees and 8 part-time employees, with 39 individuals serving in management capacities. The bank's loan portfolio reflects diversification across multiple categories, with significant concentrations in first lien one-to-four family residential properties, owner-occupied non-farm/non-residential properties, commercial and industrial loans, and other non-farm/non-residential properties, each representing approximately 18 to 19 percent of total loans. The company maintains total assets of approximately $828 million as of year-end 2024, with a well-capitalized position under regulatory guidelines. United Bancorp operates as a smaller reporting company and is not classified as a well-known seasoned issuer under securities regulations.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- MARTINS FERRY, OH
- Fiscal year end
- December
- CIK
- 731653
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns UNITED BANCORP INC — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · UNITED BANCORP INC’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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