Universal Insurance Holdings, Inc.
Universal Insurance Holdings, Inc. (NYSE: UVE) is a property and casualty insurance holding company focused primarily on personal residential homeowners coverage. Its insurance subsidiaries, Universal Property & Casualty Insurance Company and American Platinum Property and Casualty Insurance Company, offer homeowners,… From the company’s description.
Over the twelve months to Sep 30, 2026, Universal Insurance Holdings, Inc. reported revenue of $1.67B, up 5.5% from a year earlier. Its operating margin was 18.9%, and operations generated $365.01M in cash. In fiscal 2025, it reported revenue of $1.60B, up 5.5% from fiscal 2024, and net income of $182.95M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Universal Insurance Holdings, Inc. does
In the company’s own words
Universal Insurance Holdings, Inc. (NYSE: UVE) is a property and casualty insurance holding company focused primarily on personal residential homeowners coverage. Its insurance subsidiaries, Universal Property & Casualty Insurance Company and American Platinum Property and Casualty Insurance Company, offer homeowners, renters, condominium unit owners, and dwelling or fire policies, along with related property and liability coverages. The company also provides underwriting, policy administration, risk management, inspections, claims adjusting, and reinsurance placement services, and distributes policies through independent agents and online channels. Its wholly owned digital agency, Clovered, places policies with the company and third-party carriers, generating commission income. The business operates as an integrated insurance platform rather than through separately identified reportable segments. It sells insurance in 19 states, with Florida accounting for 72.6% of direct premiums written in 2025, and serves customers through approximately 9,500 licensed independent agents. Universal had 929 full-time employees as of December 31, 2025. Its website is UniversalInsuranceHoldings.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Property & Casualty Insurance
- Headquarters
- FORT LAUDERDALE, FL
- Fiscal year end
- December
- CIK
- 891166
- SIC
- 6331
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Universal Insurance Holdings, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Universal Insurance Holdings, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Universal Insurance Holdings, Inc.’s bonds, as funds hold them
Funds report holding 2 issues of Universal Insurance Holdings, Inc.’s debt, $36.98M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.92%, maturing 2026 to 2031.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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