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Companies / Financials / Unum Group
UNM

Unum Group

FinancialsAccident & Health Insurance
Ticker UNMCHATTANOOGA, TNFiscal year ends DecemberBook value per share $67.37Diluted shares 159.7M

Unum Group (NYSE: UNM) provides workplace financial protection benefits in the United States, the United Kingdom and Poland, including disability, life, accident, critical illness, dental and vision insurance, along with related administrative services. Its customers include employers and employees, reached primarily… From the company’s description.

Over the twelve months to Sep 30, 2026, Unum Group reported revenue of $12.52B, down 4.2% from a year earlier, and net income of $243.30M. Its operating margin was 11.1%, and operations generated $1.76B in cash. In fiscal 2025, it reported revenue of $13.08B, up 1.5% from fiscal 2024, and net income of $738.50M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$13.08BFY2025
+1.5% year over year
Last 12 mo $12.52B
9.55%FY2025
−9.7 percentage points
Last 12 mo 11.09%
$738.50MFY2025
−58.5% year over year
Last 12 mo $243.30M
6.64%FY2025
−9.6 percentage points
Last 12 mo 2.26%
Cash & financing
$687.70MFY2025
−54.6% year over year
Last 12 mo $1.76B
$555.40MFY2025
−60.0% year over year
Last 12 mo $1.63B
0.34FY2025
Was 0.34× a year earlier
Last 12 mo 0.35
172.9MFY2025
−8.1% year over year
Last 12 mo 159.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Unum Group does

In the company’s own words

Unum Group (NYSE: UNM) provides workplace financial protection benefits in the United States, the United Kingdom and Poland, including disability, life, accident, critical illness, dental and vision insurance, along with related administrative services. Its customers include employers and employees, reached primarily through workplace benefit programs, brokers, consultants and agents. The company reports three core operating segments: Unum US, which offers group disability and life coverage, voluntary benefits, individual disability, dental and vision; Unum International, covering group and supplemental benefits in the United Kingdom and life insurance in Poland; and Colonial Life, which sells voluntary accident, sickness, disability, life, cancer and critical illness products. In 2025, these segments generated 65.4%, 10.0% and 17.0% of consolidated premium income, respectively. The Closed Block segment, comprising insurance products no longer actively marketed, contributed 7.6%; Corporate is also reported. Colonial Life products are marketed at work through an independent contractor agent force and brokers. Unum Group’s principal operating companies include Unum America, Colonial Life & Accident Insurance Company, Unum Limited and Unum Poland. Its website is www.unum.com.

Company details
Sector
Financials
Industry (SIC)
Accident & Health Insurance
Headquarters
CHATTANOOGA, TN
Fiscal year end
December
CIK
5513
SIC
6321

Financial performance, year by year

Fiscal 2011–2025 · USD
$-1.32B$2.63B$6.58B$10.53B$14.48B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Unum Group — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

460
funds hold it
1 of 35
superinvestors hold it
$4.67B
held by funds, at market
35.0%
of shares held by funds
10
bond issues held by funds

Superinvestors in Unum Group · what they did last quarter

Tom RussoDECREASED -8.3%
Gardner Russo & Quinn
<0.1%of 13F portfolio

Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.

Largest fund holders · Unum Group’s weight in each

iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.36%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.02%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.16%of fund net assets
iShares Select Dividend ETF
DVY · iShares Trust
—of fund net assets
VANGUARD SMALL-CAP VALUE INDEX FUND
VBR · VANGUARD INDEX FUNDS
0.29%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Unum Group’s bonds, as funds hold them

Funds report holding 10 issues of Unum Group’s debt, $545.40M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.08%, maturing 2028 to 2054.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Unum Group and its peers compare on margins and cash generation over ten years?”
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