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VRM

Vroom, Inc.

Ticker VRMFORT WORTH, TXFiscal year ends DecemberBook value per share $18.92Diluted shares 5.2M

Vroom, Inc. (Nasdaq: VRM) is a holding company whose continuing businesses are UACC, an indirect automotive lender, and CarStory, an automotive data and digital services provider. UACC offers vehicle financing primarily to non-prime consumers through a network of thousands of independent and manufacturer-franchised… From the company’s description.

In fiscal 2024, Vroom, Inc. reported revenue of $168.82M, down 20.3% from fiscal 2023, and a net loss of $138.24M. Operations used $97.04M in cash. Over the twelve months to Mar 31, 2026, revenue was $158.97M.

Fiscal year 2024 · ends 12-31Changes are against fiscal 2023The amber dot is the latest twelve months, to 2026-03-31
Sales & profitability
$168.82MFY2024
−20.3% year over year
Last 12 mo $158.97M
0.00%FY2024
$-138.24MFY2024
−62.4% year over year
Last 12 mo $-66.64M
517.04%FY2024
+802.6 percentage points
Last 12 mo -66.82%
Cash & financing
$-97.04MFY2024
+81.8% year over year
Last 12 mo $76.72M
$-100.52MFY2024
+81.3% year over year
Last 12 mo $69.60M
-12.32FY2024
Was 4.91× a year earlier
Last 12 mo 6.06
1.8MFY2024
+4.0% year over year
Last 12 mo 5.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Vroom, Inc. does

In the company’s own words

Vroom, Inc. (Nasdaq: VRM) is a holding company whose continuing businesses are UACC, an indirect automotive lender, and CarStory, an automotive data and digital services provider. UACC offers vehicle financing primarily to non-prime consumers through a network of thousands of independent and manufacturer-franchised dealers in 49 states, and services the retail installment contracts it originates or purchases. Its products include several financing programs and vehicle service contract and guaranteed asset protection products. CarStory provides AI-powered analytics, vehicle valuations, pricing tools, and digital experiences to dealers, automotive finance companies, and other industry customers. The company wound down its used-vehicle ecommerce and dealership operations in 2024; it had acquired CarStory in 2021 and UACC in 2022. As of December 31, 2025, UACC serviced about 76,000 contracts with approximately $950 million in aggregate principal outstanding, and Vroom had 655 employees. Its brands include UACC, CarStory, Vast, and Vroom. Its website is www.vroom.com.

Company details
Sector
Consumer Discretionary
Industry (SIC)
Retail
Headquarters
FORT WORTH, TX
Fiscal year end
December
CIK
1580864
SIC
5500

Financial performance, year by year

Fiscal 2020–2024 · USD
$-815.53M$275.32M$1.37B$2.46B$3.55B20202021202220232024Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Vroom, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

27
funds hold it
0 of 35
superinvestors hold it
$1.10M
held by funds, at market
2.3%
of shares held by funds

Largest fund holders · Vroom, Inc.’s weight in each

Miller Value Partners Appreciation ETF
MVPA · Advisor Managed Portfolios
0.64%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Extended Market Index Fund
FSMAX · Fidelity Concord Street Trust
—of fund net assets
VANGUARD RUSSELL 2000 INDEX FUND
VTWO · VANGUARD SCOTTSDALE FUNDS
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Vroom, Inc. and its peers compare on margins and cash generation over ten years?”
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