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Companies / Financials / Westamerica Bancorporation
WABC

Westamerica Bancorporation

FinancialsCommercial Banks
Ticker WABCSAN RAFAEL, CAFiscal year ends DecemberBook value per share $33.49Diluted shares 23.6M

Westamerica Bancorporation (Nasdaq: WABC) is a bank holding company that provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary, Westamerica Bank. Its strategic focus is serving small businesses, and its banking activities include… From the company’s description.

Over the twelve months to Sep 30, 2026, Westamerica Bancorporation reported revenue of $252.21M, down 4.6% from a year earlier, and net income of $110.70M. Its pre-tax margin was 59.0%. In fiscal 2025, it reported revenue of $258.06M, down 12.2% from fiscal 2024, and net income of $116.17M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$258.06MFY2025
−12.2% year over year
Last 12 mo $252.21M
60.72%FY2025
−3.6 percentage points
Last 12 mo 59.03%
$116.17MFY2025
−16.2% year over year
Last 12 mo $110.70M
12.44%FY2025
−3.1 percentage points
Last 12 mo 14.02%
Cash & financing
$121.90MFY2025
−13.9% year over year
Last 12 mo $115.50M
$119.65MFY2025
−14.4% year over year
Last 12 mo $112.89M
5.33FY2025
Was 5.77× a year earlier
Last 12 mo 6.10
25.7MFY2025
−3.8% year over year
Last 12 mo 23.6M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Westamerica Bancorporation does

In the company’s own words

Westamerica Bancorporation (Nasdaq: WABC) is a bank holding company that provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary, Westamerica Bank. Its strategic focus is serving small businesses, and its banking activities include taking deposits and making loans. The Bank operates across communities from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. The company also owns Community Banker Services Corporation, which provides data processing and other support functions to the company and its subsidiaries. Westamerica Bancorporation reports its business as a single banking operation. At December 31, 2025, it had approximately $6.0 billion in consolidated assets and $4.8 billion in deposits, and employed 627 people. The company was formed in 1972 through a reorganization of three Northern California banks, consolidated its subsidiary banks into Westamerica Bank in 1983, and expanded through bank acquisitions, including ValliCorp Holdings in 1997 and the banking operations of two failed banks in 2009 and 2010. Its website is www.westamerica.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
SAN RAFAEL, CA
Fiscal year end
December
CIK
311094
SIC
6021

Financial performance, year by year

Fiscal 2011–2025 · USD
$-32.36M$64.73M$161.82M$258.92M$356.01M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Westamerica Bancorporation — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

266
funds hold it
0 of 35
superinvestors hold it
$616.91M
held by funds, at market
46.5%
of shares held by funds

Largest fund holders · Westamerica Bancorporation’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.07%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
Mid Cap Value Fund
ACMVX · American Century Capital Portfolios, Inc.
0.60%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.04%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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