Winchester Bancorp, Inc.
Winchester Bancorp, Inc. (trading on The Stock Market LLC) operates as a registered bank holding company for Winchester Savings Bank, a Massachusetts-chartered savings bank originally chartered in 1871. The company's website is www.winchestersavings.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Winchester Bancorp, Inc. does
In the company’s own words
Winchester Bancorp, Inc. (trading on The Stock Market LLC) operates as a registered bank holding company for Winchester Savings Bank, a Massachusetts-chartered savings bank originally chartered in 1871. The company's website is www.winchestersavings.com.
The Bank conducts its primary business of taking deposits from the general public and deploying those funds into residential and commercial real estate loans, construction loans, and consumer loans. As of June 30, 2026, the company maintained total assets of $1.1 billion, total deposits of $809.2 million, and total stockholders' equity of $120.5 million.
Winchester Savings Bank operates from its main office in Winchester, Massachusetts and four full-service branch offices located in Arlington, Danvers, and Woburn, serving the eastern Massachusetts market with particular focus on Middlesex and Essex Counties in the Boston metropolitan area. The company employs 71 full-time and eight part-time and seasonal employees.
The loan portfolio composition reflects a diversified lending strategy, with one- to four-family residential real estate loans representing 46.5 percent of total loans, multi-family residential real estate loans comprising 24.3 percent, construction loans at 13.3 percent, and commercial real estate loans at 12.2 percent. Home equity loans and lines of credit, commercial loans, and consumer loans constitute the remaining 3.8 percent of the portfolio. At June 30, 2026, gross loans totaled $873.8 million.
The company's deposit base consists of core deposits representing 65.2 percent of total deposits, with the remainder held in certificates of deposit. Deposits are generated primarily from residents within the primary market area through various account types including non-interest-bearing checking accounts, interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit.
Winchester Bancorp completed a mutual holding company reorganization on April 30, 2025, during which the company sold 3,997,012 shares of common stock at $10.00 per share and issued additional shares to Winchester Bancorp, MHC and the Winchester Savings Bank Charitable Foundation. The company also established an Employee Stock Ownership Plan for its employees as part of the conversion process.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- WINCHESTER, MA
- Fiscal year end
- December
- CIK
- 2047235
- SIC
- 6036
Financial performance, year by year
Fiscal 2025–2026 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Winchester Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Winchester Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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