VANGUARD BALANCED INDEX FUND

VANGUARD VALLEY FORGE FUNDS · Series S000002560 · 3 share classes

Equity fund · 60% stocks· rate + credit risk filed
One fund, 3 share classes:VBINXVBIAXVBAIX
$58.89B NAV
16,026 positions · as of 2026-03-31 · filed 2026-05-28
data updated 2026-08-10

Fund profile

As filed in the prospectus · 2026 Q2

With 60% of its assets, Vanguard Balanced Index Fund (the Fund) seeks to track the performance of a benchmark index that measures the investment return of the overall U.S. stock market. With 40% of its assets, the Fund seeks to track the performance of a broad, market-weighted bond index.

Strategy · summarised

The fund tracks two indexes by sampling: the CRSP US Total Market Index with 60% of assets and the Bloomberg U.S. Aggregate Float Adjusted Index with 40% of assets. The equity portion covers the full U.S. stock market across all capitalizations, while the bond portion spans investment-grade government, corporate, mortgage-backed, and asset-backed securities with maturities over one year. Because the fund samples rather than holds all index constituents, its returns may diverge from the indexes it seeks to track.

Expenses
0.04% 0.18%across 3 share classes
Share classExpense ratio
VBINX0.18%
VBIAX0.07%
VBAIX0.04%

Portfolio turnover 31.00% · as of 2026 Q2

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q1

100.87%
of net assets
Stocks59.75%
Bonds30.83%
Securitized8.50%
Cash & short-term1.79%

Derivatives are shown at market value, not notional exposure.

Latest quarter

What changed since the fund's previous filing

vs 2025Q4: 619 new598 exited

Largest new: United States Treasury Note/Bond ×8

Largest exited: United States Treasury Note/Bond ×8

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Feb 2026

Share class1-year3-year5-yearVolWorst fall
Cumulative return· Apr 2023 – Feb 2026

Mar 2026 has been filed since the trailing figures were struck, so it is not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-03-31

Avg coupon
3.84%
Avg maturity
11.70 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

5%
floating
Fixed rate95.0%
Floating rate5.0%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y1.3%
1-3y23.5%
3-5y16.7%
5-10y19.8%
10y+38.7%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: none reported

Based on what filers reported; a filer that never reported a flag also reads as none.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q1

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying about half as much.

Interest-rate duration
2.26 yr
approx. move per 100bp
Credit-spread duration
1.10 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -3.5%
of value
Interest rates67%
Credit spreads33%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+1.10
yrs total
Investment grade+1.09 yr
High yield+0.01 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. This filer signs its rate and credit disclosures differently; the direction shown follows its interest-rate filing, and a negative reading is the least-supported figure here.

Interest rate2.26 yr total
3 mo30 yr
3 mo0.00 yr0%
1 yr0.26 yr12%
5 yr0.65 yr29%
10 yr0.85 yr38%
30 yr0.48 yr21%
Credit spread1.10 yr total
3 mo30 yr
3 mo0.00 yr0%
1 yr0.11 yr10%
5 yr0.31 yr28%
10 yr0.46 yr42%
30 yr0.21 yr19%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.00+0.00+0.00$21.2k$102
1 yr+0.26+0.11+0.00$621.3k$5.0k
5 yr+0.65+0.31+0.00$1.82m$16.6k
10 yr+0.85+0.46+0.00$2.70m$23.3k
30 yr+0.48+0.21+0.00$1.25m$12.6k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
NVIDIA CorpNVDA3.85%$2.27B
Apple IncAAPL3.56%$2.10B
Microsoft CorpMSFT2.63%$1.55B
Amazon.com IncAMZN1.92%$1.13B
Vanguard Cmt Funds-Vanguard Market Liquidity Fund1.79%$1.06B
Alphabet IncGOOGL1.60%$942.91M
Broadcom IncAVGO1.40%$826.19M
Alphabet IncGOOG1.27%$746.16M
Meta Platforms IncMETA1.20%$704.51M
Tesla IncTSLA1.00%$589.07M
Showing 10 of 16,026Sign in to see more

Top 10 positions are 20.22% of net assets, top 25 28.19%, across 4.4K issuers.

See more of this fund's book

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