Cardlytics, Inc.
Cardlytics, Inc. (Nasdaq: CDLX) operates a commerce media platform designed to make commerce smarter and rewarding for everyone. The company's website is www.cardlytics.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Cardlytics, Inc. does
In the company’s own words
Cardlytics, Inc. (Nasdaq: CDLX) operates a commerce media platform designed to make commerce smarter and rewarding for everyone. The company's website is www.cardlytics.com.
At the core of Cardlytics' business is the Cardlytics platform, a financial media network that operates within financial institution partners' digital channels, including online and mobile banking applications. The platform enables marketers to deliver targeted advertising and rewards to consumers at the moment they are thinking about their finances. The company also operates the Bridg platform, an identity resolution and customer data platform that utilizes point-of-sale data from merchant partners to enable analytics, targeted loyalty marketing, and measurement of marketing impact. In January 2026, Cardlytics entered into a definitive agreement to sell substantially all assets related to the Bridg platform to an affiliate of PAR Technology Corporation.
The Cardlytics platform analyzes approximately 5.7 trillion in purchases across all categories and geographies, providing marketers with access to credit, debit, ACH and bill pay transaction data. The company's financial institution partners include JPMorgan Chase Bank, Wells Fargo Bank, and American Express, along with numerous other national and regional financial institutions and fintech companies. Cardlytics serves marketers across industries including everyday spend, specialty retail, restaurant, travel and entertainment.
The company's competitive strengths include significant scale with financial institution partners through deeply embedded technological integrations, access to massive purchase datasets, powerful analytics capabilities, and self-reinforcing network effects. Cardlytics employs 275 full-time employees across offices in Atlanta, Los Angeles, Champaign, London, and Taipei. The company generated revenue of 233.3 million in 2025 and billings of 385.0 million.
Cardlytics' business model centers on connecting marketers with consumers through financial institution digital channels while maintaining strict privacy protections. The company does not receive or maintain sensitive personal data, instead operating with anonymized identifiers and purchase data. This privacy-first architecture, combined with the ability to measure actual sales impact from marketing campaigns, forms the foundation of the company's value proposition to both financial institution partners and marketers.
Company details
- Sector
- Technology
- Industry
- Computer Services
- Headquarters
- ATLANTA, GA
- Fiscal year end
- December
- CIK
- 1666071
- SIC
- 7370
Financial performance, year by year
Fiscal 2018–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Cardlytics, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Cardlytics, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Cardlytics, Inc. and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Cardlytics, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Cardlytics, Inc.'s last four quarterly filings that the numbers alone won't show?”