First Citizens BancShares, Inc.
First Citizens BancShares, Inc. (Nasdaq: FCNCA) is a bank holding company providing financial services to consumers, businesses, professionals, and institutional clients through its banking subsidiary, First-Citizens Bank & Trust Company. Its offerings include deposits, consumer and commercial loans, residential… From the company’s description.
In fiscal 2025, First Citizens BancShares, Inc. reported revenue of $9.54B, down 2.2% from fiscal 2024, and net income of $2.21B. Its pre-tax margin was 36.5%. Over the twelve months to Jun 30, 2026, revenue was $9.62B.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What First Citizens BancShares, Inc. does
In the company’s own words
First Citizens BancShares, Inc. (Nasdaq: FCNCA) is a bank holding company providing financial services to consumers, businesses, professionals, and institutional clients through its banking subsidiary, First-Citizens Bank & Trust Company. Its offerings include deposits, consumer and commercial loans, residential mortgages, wealth management, private banking, leasing, capital markets, investment advisory, brokerage, trust, and financial advisory services. It also serves private equity and venture capital firms and companies in technology, life sciences, and healthcare, as well as homeowner associations and property managers; its rail business leases equipment and provides secured financing to railroads and shippers. BancShares reports three segments: General Bank, serving individuals and businesses through branches and digital channels; Commercial Bank, focused on business and innovation-market clients; and Rail. Corporate includes its nationwide Direct Bank and other activities. The company operates more than 500 domestic branches and offices and had 18,141 employees at December 31, 2025; consolidated assets totaled $229.70 billion on that date. First-Citizens traces its banking roots to 1898, and the company maintains the Silicon Valley Bank brand following its 2023 acquisition of substantially all of Silicon Valley Bridge Bank’s loans and certain other assets. Its website is www.firstcitizens.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- RALEIGH, NC
- Fiscal year end
- December
- CIK
- 798941
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns First Citizens BancShares, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Superinvestors in First Citizens BancShares, Inc. · what they did last quarter
Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.
Largest fund holders · First Citizens BancShares, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
By share class
| Class | Held by funds | Funds | Shares out |
|---|---|---|---|
| FCNCAClass A Common Stock, Par Value $1 | 31.7% | 422 | 10.3M |
| FCNCB | — | 3 | — |
First Citizens BancShares, Inc.’s bonds, as funds hold them
Funds report holding 9 issues of First Citizens BancShares, Inc.’s debt, $1.33B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 6.02%, maturing 2027 to 2040.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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