Fiserv
Fiserv, Inc. (NASDAQ: FISV) is a leading global provider of payments and financial services technology solutions serving merchants, banks, credit unions, financial institutions, and corporate and public sector clients worldwide. The company operates through two primary reportable segments: Merchant Solutions and… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Fiserv does
In the company’s own words
Fiserv, Inc. (NASDAQ: FISV) is a leading global provider of payments and financial services technology solutions serving merchants, banks, credit unions, financial institutions, and corporate and public sector clients worldwide. The company operates through two primary reportable segments: Merchant Solutions and Financial Solutions, which collectively generated $21.2 billion in total revenue during 2025, with processing and services revenue representing 80 percent of the total.
The Merchant Solutions segment encompasses three business lines: Small Business, which provides the Clover cloud-based point-of-sale and business management platform to small merchants and independent software vendors; Enterprise, which delivers integrated omnichannel operating systems and payment solutions to large businesses; and Processing, which supplies payment processing products and services to financial institutions and third-party resellers. The Financial Solutions segment comprises three divisions: Digital Payments, offering debit card processing, bill payment, and person-to-person payment services; Issuing, providing credit card processing, prepaid card services, and government payment processing; and Banking, delivering account processing, digital banking, and financial management solutions.
Fiserv maintains a global workforce exceeding 38,000 employees and operates across multiple geographic regions, with the United States and Canada representing 84 percent of revenue and international markets comprising 16 percent. The company's geographic footprint spans Europe, the Middle East, Africa, Latin America, and Asia-Pacific. The company's website is www.fiserv.com.
The company's core competitive advantages include its comprehensive suite of integrated technology platforms, including Commerce Hub for payment orchestration and Finxact for account processing; ownership of major payment networks including Accel, STAR, and MoneyPass; and its Clover platform, which has become a leader in enabling omnichannel commerce for small businesses. Fiserv generates recurring revenue through multi-year contracts with high renewal rates, primarily based on account and transaction fees. The company's strategy focuses on client-first relationships, expanding the Clover platform globally, developing embedded finance and digital asset capabilities, and leveraging artificial intelligence to enhance operations and service delivery.
Company details
- Sector
- Financials
- Industry (SIC)
- Business Services
- Headquarters
- MILWAUKEE, WI
- Fiscal year end
- December
- CIK
- 798354
- SIC
- 7389
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Fiserv — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Superinvestors in Fiserv · what they did last quarter
Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.
Largest fund holders · Fiserv’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fiserv’s bonds, as funds hold them
Funds report holding 32 issues of Fiserv’s debt, $3.71B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 4.46%, maturing 2026 to 2049.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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