FIVE STAR BANCORP
Five Star Bancorp (Nasdaq: FSBC) operates as a bank holding company headquartered in the greater Sacramento metropolitan area of California, providing comprehensive banking products and services through its wholly owned subsidiary, Five Star Bank, a California state-chartered non-member bank. The company's website is… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What FIVE STAR BANCORP does
In the company’s own words
Five Star Bancorp (Nasdaq: FSBC) operates as a bank holding company headquartered in the greater Sacramento metropolitan area of California, providing comprehensive banking products and services through its wholly owned subsidiary, Five Star Bank, a California state-chartered non-member bank. The company's website is https://www.fivestarbank.com.
The Bank began operations in December 1999 and has grown to serve small and medium-sized businesses, professionals, and individuals primarily throughout Northern California. As of December 31, 2025, Five Star Bancorp maintained total assets of $4.8 billion, total loans held for investment of $4.1 billion, and total deposits of $4.2 billion. The company operates nine branch offices, including a full-service branch opened in Walnut Creek in September 2025, and employs 233 full-time employees and five part-time employees.
The company's lending activities focus primarily on commercial real estate loans, which represented 81.08 percent of total loans before deferred fees as of December 31, 2025. The loan portfolio also includes commercial land and construction loans, residential real estate and construction loans, farmland loans, commercial loans, SBA loans, and consumer loans. Deposits serve as the primary funding source and represented 97.49 percent of total liabilities, with the company holding $1.1 billion in non-interest-bearing deposits.
Five Star Bancorp's principal geographic market is the Roseville, Sacramento, Rancho Cordova, and Elk Grove area, where the Bank ranks sixth by deposit market share according to FDIC data as of June 30, 2025. The company has expanded into the San Francisco Bay Area during 2025 as part of its growth strategy. The Bank's investment portfolio totaled $96.9 million as of December 31, 2025, consisting primarily of mortgage-backed securities and obligations of states and political subdivisions.
The company qualifies as an emerging growth company under the Jumpstart Our Business Startups Act of 2012 and completed its initial public offering in May 2021. Five Star Bancorp emphasizes purpose-driven and integrity-centered banking, dedicating itself to serving real estate, agricultural, faith-based, and small to medium-sized enterprises while maintaining commitment to environmental, social, and governance initiatives within its communities.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- RANCHO CORDOVA, CA
- Fiscal year end
- December
- CIK
- 1275168
- SIC
- 6022
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns FIVE STAR BANCORP — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · FIVE STAR BANCORP’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
FIVE STAR BANCORP’s bonds, as funds hold them
Funds report holding 1 issues of FIVE STAR BANCORP’s debt, $1.11M at market value — what funds hold, not the company’s total debt.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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