Five Star Bancorp
Five Star Bancorp (Nasdaq: FSBC) is a bank holding company operating through its wholly owned subsidiary, Five Star Bank, which provides banking services primarily to small and medium-sized businesses, professionals, and individuals in Northern California. Its lending focuses on commercial real estate, alongside… From the company’s description.
Over the twelve months to Sep 30, 2026, Five Star Bancorp reported revenue of $189.14M, up 26.0% from a year earlier, and net income of $77.57M. Its pre-tax margin was 54.8%. In fiscal 2025, it reported revenue of $158.44M, up 25.6% from fiscal 2024, and net income of $61.61M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Five Star Bancorp does
In the company’s own words
Five Star Bancorp (Nasdaq: FSBC) is a bank holding company operating through its wholly owned subsidiary, Five Star Bank, which provides banking services primarily to small and medium-sized businesses, professionals, and individuals in Northern California. Its lending focuses on commercial real estate, alongside commercial and construction loans, agricultural lending, SBA loans, and smaller residential and consumer portfolios; deposit products include checking, savings, money market, and term accounts, supported by services such as online and mobile banking. The company serves customers through nine branches, including a Walnut Creek branch opened in 2025, and also makes SBA loans to customers nationwide. Five Star Bancorp reports as a single banking business, with no reportable segments identified in the provided business description. At December 31, 2025, it had $4.8 billion in assets and $4.1 billion in loans held for investment. Five Star Bank began operations in 1999, and the holding company became its sole shareholder in 2003; the company completed its IPO in 2021. Its website is https://www.fivestarbank.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- RANCHO CORDOVA, CA
- Fiscal year end
- December
- CIK
- 1275168
- SIC
- 6022
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Five Star Bancorp — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Five Star Bancorp’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Five Star Bancorp’s bonds, as funds hold them
Funds report holding 1 issues of Five Star Bancorp’s debt, $1.11M at market value — what funds hold, not the company’s total debt.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Five Star Bancorp and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Five Star Bancorp's earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Five Star Bancorp's last four quarterly filings that the numbers alone won't show?”
