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Companies / Financials / Kearny Financial Corp.
KRNY

Kearny Financial Corp.

FinancialsBanks & Brokers
Ticker KRNYFAIRFIELD, NJFiscal year ends JuneBook value per share $12.13Diluted shares 63.2M

Kearny Financial Corp. (NASDAQ: KNJN) is a Maryland corporation and unitary savings and loan holding company that owns and operates Kearny Bank, a nonmember New Jersey-chartered savings bank. The company's website is www.kearnybank.com. From the company’s description.

Fiscal year 2026 · ends 06-30Changes are against fiscal 2025
Sales & profitability
$178.11M
+15.7% year over year
26.61%
+6.5 percentage points
$36.26M
+39.1% year over year
4.73%
+1.2 percentage points
Cash & financing
$37.73M
+52.3% year over year
$35.27M
+64.9% year over year
8.95
Was 9.29× a year earlier
63.2M
+0.8% year over year

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Kearny Financial Corp. does

In the company’s own words

Kearny Financial Corp. (NASDAQ: KNJN) is a Maryland corporation and unitary savings and loan holding company that owns and operates Kearny Bank, a nonmember New Jersey-chartered savings bank. The company's website is www.kearnybank.com.

Kearny Bank operates as a community-focused financial institution primarily engaged in attracting deposits from the general public and originating or purchasing loans for its portfolio and secondary market sales. The bank's loan portfolio is predominantly comprised of commercial real estate loans, including multi-family mortgage loans representing 42.5% of the portfolio and nonresidential mortgage loans representing 17.3%, along with one- to four-family residential mortgage loans at 30.4%. The bank also originates commercial and industrial loans, construction loans, home equity loans, and other consumer loans. As of June 30, 2026, the bank maintained a total loan portfolio of approximately $5.88 billion and an investment securities portfolio of $1.07 billion.

The company operates 40 branch offices as of June 30, 2026, serving customers primarily throughout New Jersey and New York, with particular concentration in Bergen, Essex, Hudson, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, and Union counties in New Jersey, as well as Kings and Richmond counties in New York. The bank's deposit products include interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit with various terms.

Kearny Financial's business strategy focuses on expanding commercial banking relationships with small and middle-market businesses, growing core deposit relationships, leveraging technology and digital innovation, strengthening asset mix and earnings profile, driving operational efficiency, and maintaining strong capital and liquidity positions. The company emphasizes relationship-based banking with local decision-making capabilities while investing in treasury management, corporate banking, and business development capabilities to serve commercial clients more effectively. The bank consolidated three branch locations during fiscal 2026 as part of ongoing operational efficiency initiatives.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
FAIRFIELD, NJ
Fiscal year end
June
CIK
1617242
SIC
6035

Financial performance, year by year

Fiscal 2012–2026 · USD
$-116.39M$-27.23M$61.94M$151.10M$240.26M201220132014201520162017201820192020202120222023202420252026

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Kearny Financial Corp. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

190
funds hold it
0 of 35
superinvestors hold it
$170.57M
held by funds, at market
29.7%
of shares held by funds

Largest fund holders · Kearny Financial Corp.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
T. Rowe Price Small-Cap Stock Fund, Inc.
OTCFX · T. ROWE PRICE SMALL-CAP STOCK FUND, INC.
0.12%of fund net assets
0.13%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Kearny Financial Corp. and its peers compare on margins and cash generation over ten years?”
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  • “What changed in Kearny Financial Corp.'s last four quarterly filings that the numbers alone won't show?”
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