loanDepot, Inc.
loanDepot, Inc. (NYSE: LDI) operates as a leading provider of lending solutions and real estate services designed to make homeownership more accessible and achievable for consumers. The company's website is www.loandepot.com. Founded in 2010 to disrupt the legacy mortgage industry, loanDepot has established itself as… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What loanDepot, Inc. does
In the company’s own words
loanDepot, Inc. (NYSE: LDI) operates as a leading provider of lending solutions and real estate services designed to make homeownership more accessible and achievable for consumers. The company's website is www.loandepot.com. Founded in 2010 to disrupt the legacy mortgage industry, loanDepot has established itself as the fifth largest retail-focused non-bank mortgage originator and ninth largest overall retail originator in the United States as of 2025.
The company's core business encompasses mortgage loan origination, servicing, and ancillary real estate services. loanDepot originates a broad suite of loan products including conventional agency-conforming loans, conventional prime jumbo loans, FHA and VA loans, home equity lines of credit, and closed-end second liens. The company operates through multiple origination channels: a consumer direct platform leveraging centralized operations and digital technology, in-market loan officers who build local relationships with real estate agents and builders, and joint ventures with national homebuilders and affinity partners.
A significant competitive advantage derives from loanDepot's in-house servicing platform, which complements its origination strategy. As of December 31, 2025, the company serviced 448,261 customers with $119.1 billion in unpaid principal balance of residential mortgage loans. The company retained servicing rights on 65 percent of loans sold in 2025, with its servicing portfolio comprising 54 percent Agency mortgage servicing rights and 36 percent government mortgage servicing rights. The servicing business generates recurring revenue and enables loan recapture opportunities when borrowers refinance.
Ancillary businesses include LD Settlement Services, a captive title and escrow operation, and mello Home Services and mello Insurance Services, which provide real estate referral and insurance services in a RESPA-compliant manner. The company's proprietary technology platform, mello, applies intelligent underwriting parameters to improve the mortgage process and customer experience.
As of December 31, 2025, loanDepot employed approximately 4,700 employees and 960 independent contractors. The company maintains liquidity through loan funding warehouse facilities, mortgage servicing rights facilities, and cash on hand, with $337.2 million in cash and cash equivalents and $4.2 billion in loan funding capacity across eleven credit facilities as of year-end 2025.
Company details
- Sector
- Financials
- Industry
- Finance Services
- Headquarters
- IRVINE, CA
- Fiscal year end
- December
- CIK
- 1831631
- SIC
- 6199
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns loanDepot, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · loanDepot, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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