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Companies / Financials / loanDepot, Inc.
LDI

loanDepot, Inc.

FinancialsFinance Services
Ticker LDIIRVINE, CAFiscal year ends DecemberBook value per share $0.87Diluted shares 230.3M

loanDepot, Inc. (NYSE: LDI) is a U.S. mortgage lender and servicer that originates residential home loans for homebuyers and homeowners, including first-time buyers, and offers title, escrow, real estate referral, and insurance services. Its loan products include conventional conforming and jumbo mortgages, FHA and VA… From the company’s description.

Over the twelve months to Jun 30, 2026, loanDepot, Inc. reported revenue of $1.26B, up 11.4% from a year earlier, and a net loss of $103.13M. Its pre-tax margin was 5.5%. In fiscal 2025, it reported revenue of $1.19B, up 12.2% from fiscal 2024, and a net loss of $107.53M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$1.19BFY2025
+12.2% year over year
Last 12 mo $1.26B
4.60%FY2025
+9.7 percentage points
Last 12 mo 5.49%
$-107.53MFY2025
+46.8% year over year
Last 12 mo $-103.13M
-26.71%FY2025
+9.3 percentage points
Last 12 mo -34.51%
Cash & financing
$-707.51MFY2025
+18.2% year over year
Last 12 mo $-244.90M
$-734.61MFY2025
+17.6% year over year
Last 12 mo $-276.25M
21.33FY2025
Was 16.14× a year earlier
Last 12 mo 22.75
211.0MFY2025
+13.7% year over year
Last 12 mo 230.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What loanDepot, Inc. does

In the company’s own words

loanDepot, Inc. (NYSE: LDI) is a U.S. mortgage lender and servicer that originates residential home loans for homebuyers and homeowners, including first-time buyers, and offers title, escrow, real estate referral, and insurance services. Its loan products include conventional conforming and jumbo mortgages, FHA and VA loans, home equity lines of credit, and closed-end second liens. Customers access loans through consumer-direct digital and call-center operations, nationwide in-market loan officers, joint ventures with homebuilders and affinity partners, and independent broker referrals. The company also services mortgages for investors and offers borrowers access to ancillary home-purchase services. Its mello® technology platform supports digital applications and automated loan determinations. As of December 31, 2025, loanDepot serviced 448,261 customers and $119.1 billion in residential mortgage principal; it had approximately 4,700 employees and 960 independent contractors. The company was founded in 2010 and operates its captive title and escrow business through LD Settlement Services, with mello Home Services and mello Insurance Services providing real estate referral and insurance services. Its website is www.investors.loandepot.com.

Company details
Sector
Financials
Industry (SIC)
Finance Services
Headquarters
IRVINE, CA
Fiscal year end
December
CIK
1831631
SIC
6199

Financial performance, year by year

Fiscal 2021–2025 · USD
$-1.04B$256.63M$1.56B$2.86B$4.16B20212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns loanDepot, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

98
funds hold it
0 of 35
superinvestors hold it
$31.71M
held by funds, at market
10.5%
of shares held by funds

Largest fund holders · loanDepot, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.00%of fund net assets
Wasatch Micro Cap Fund
WMICX · WASATCH FUNDS TRUST
—of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Schwab Fundamental U.S. Small Company ETF
FNDA · SCHWAB STRATEGIC TRUST
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do loanDepot, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of loanDepot, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
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