Neptune Insurance Holdings Inc.
Neptune Insurance Holdings Inc. (NYSE: NP) operates as a managing general agent offering residential and commercial primary and excess flood insurance, as well as parametric earthquake insurance, to property owners through agencies, brokers and select direct channels. It underwrites and administers policies on behalf… From the company’s description.
In fiscal 2025, Neptune Insurance Holdings Inc. reported revenue of $159.55M and net income of $37.41M. Its operating margin was 44.5%, and operations generated $51.67M in cash.
Dotted labels explain each measure.
What Neptune Insurance Holdings Inc. does
In the company’s own words
Neptune Insurance Holdings Inc. (NYSE: NP) operates as a managing general agent offering residential and commercial primary and excess flood insurance, as well as parametric earthquake insurance, to property owners through agencies, brokers and select direct channels. It underwrites and administers policies on behalf of insurance and reinsurance capacity providers, which bear the insurance risk and handle claims. Neptune’s automated Triton underwriting engine uses AI, machine learning and property-level data to assess and price risks, while Poseidon manages policies. The company earns commissions from capacity providers and fees from policyholders and has no reportable business segments described here. Its products include a primary residential flood policy, which represented 85.7% of premium in force at December 31, 2025, and expanded coverage options; residential properties accounted for 88.0% of premium in force. More than 96% of policies in force came through agent and broker partnerships, supported by over 23,000 agency codes that had bound policies. For fiscal 2025, revenue was $159.6 million; premium in force was $370.2 million at year-end. Its brands and platforms include Neptune Flood, Triton and Poseidon.
Company details
- Sector
- Financials
- Industry (SIC)
- Insurance
- Headquarters
- ST. PETERSBURG, FL
- Fiscal year end
- December
- CIK
- 2067129
- SIC
- 6411
Financial performance, year by year
Fiscal 2025–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Neptune Insurance Holdings Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Neptune Insurance Holdings Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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