OCEANFIRST FINANCIAL CORP
OceanFirst Financial Corp. (OCFX) operates as a regional community bank holding company headquartered in New Jersey, serving customers through its wholly owned subsidiary OceanFirst Bank N.A. The company maintains a website at www.oceanfirst.com and operates as an accelerated filer under SEC regulations. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What OCEANFIRST FINANCIAL CORP does
In the company’s own words
OceanFirst Financial Corp. (OCFX) operates as a regional community bank holding company headquartered in New Jersey, serving customers through its wholly owned subsidiary OceanFirst Bank N.A. The company maintains a website at www.oceanfirst.com and operates as an accelerated filer under SEC regulations.
As of December 31, 2025, OceanFirst Financial maintains consolidated total assets of $14.6 billion and stockholders' equity of $1.7 billion. The Bank operates through 41 branch offices and various deposit production facilities located throughout central and southern New Jersey and major metropolitan areas including New York City and Philadelphia. The company also maintains commercial loan production offices across a broader geographic footprint spanning from Massachusetts through Virginia, including locations in Pittsburgh, Washington D.C., and Baltimore.
The Bank's principal business involves originating loans, with commercial real estate and commercial and industrial loans representing key portfolio focuses. The loan portfolio totaled $11.04 billion at year-end 2025, composed of investor-owned commercial real estate loans (49.1 percent), residential real estate loans (29.0 percent), commercial and industrial loans (20.1 percent), and consumer loans (1.8 percent). The Bank funds these loans primarily through retail and commercial deposits while also investing in mortgage-backed securities, government securities, and corporate securities.
Revenue derives principally from interest income on loans and securities, supplemented by fees from bankcard services, trust and fiduciary services, deposit account services, mortgage banking activity, bank-owned life insurance income, and commercial loan swap income. The Bank discontinued residential and consumer loan originations in October 2025, transitioning to a strategic partnership with a national mortgage banking company for residential mortgage origination services.
OceanFirst operates in a competitive regional market characterized by significant competition from larger financial institutions, credit unions, mortgage banking companies, and financial technology companies. The company distinguishes itself through teams of local financial experts providing personalized service and local decision-making. The Foundation, established during the company's 1996 initial public offering, has distributed over $51.1 million to support health and human services, education, affordable housing, youth development, and arts initiatives in the communities served.
Company details
- Sector
- Financials
- Industry
- Commercial Banks
- Headquarters
- TOMS RIVER, NJ
- Fiscal year end
- December
- CIK
- 1004702
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns OCEANFIRST FINANCIAL CORP — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · OCEANFIRST FINANCIAL CORP’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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