Root, Inc.
Root, Inc. (Nasdaq: ROOT) is a technology-enabled insurer focused primarily on personal auto insurance in the United States. It uses mobile technology, telematics and data science to assess driving behavior, price policies and manage underwriting, policy administration and claims. Customers can obtain coverage through… From the company’s description.
Over the twelve months to Sep 30, 2026, Root, Inc. reported revenue of $1.56B, up 7.9% from a year earlier, and net income of $81.00M. Its operating margin was 6.7%, and operations generated $184.20M in cash. In fiscal 2025, it reported revenue of $1.52B, up 29.0% from fiscal 2024, and net income of $40.30M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Root, Inc. does
In the company’s own words
Root, Inc. (Nasdaq: ROOT) is a technology-enabled insurer focused primarily on personal auto insurance in the United States. It uses mobile technology, telematics and data science to assess driving behavior, price policies and manage underwriting, policy administration and claims. Customers can obtain coverage through Root’s direct digital channels, including its mobile app, or through partnerships with automotive and financial-services companies and independent insurance agents. Root also offers insurance for customers who receive quotes using traditional underwriting data. The company operates as a full-stack insurance carrier, with regulated insurance subsidiaries and a captive reinsurer, and reports its business as one operating segment. Root operated in 36 states and had 1,256 full-time employees as of December 31, 2025. Its website is https://www.joinroot.com/.
Company details
- Sector
- Financials
- Industry (SIC)
- Property & Casualty Insurance
- Headquarters
- COLUMBUS, OH
- Fiscal year end
- December
- CIK
- 1788882
- SIC
- 6331
Financial performance, year by year
Fiscal 2020–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Root, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Root, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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