USCB FINANCIAL HOLDINGS, INC.
USCB Financial Holdings, Inc. (Nasdaq: USCB) operates as a bank holding company headquartered in Miami, Florida, serving as the parent of U.S. Century Bank, a Florida state-chartered commercial bank. The company provides comprehensive banking and financial services primarily throughout South Florida, with a particular… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What USCB FINANCIAL HOLDINGS, INC. does
In the company’s own words
USCB Financial Holdings, Inc. (Nasdaq: USCB) operates as a bank holding company headquartered in Miami, Florida, serving as the parent of U.S. Century Bank, a Florida state-chartered commercial bank. The company provides comprehensive banking and financial services primarily throughout South Florida, with a particular focus on the Miami metropolitan area, Broward County, and Palm Beach County.
The Bank commenced operations in October 2002 and operates ten banking centers across South Florida. As of December 31, 2025, the company maintained total consolidated assets of $2.8 billion and employed 205 full-time equivalent employees. The company serves small-to-medium sized businesses, entrepreneurs, professionals, and retail customers throughout its geographic footprint.
USCB Financial's core business encompasses traditional commercial and retail banking services alongside specialized banking products. The company's lending operations include SBA loan origination under Sections 7(a) and 504 programs, yacht financing for vessels ranging from $750 thousand to $7.5 million, and commercial and industrial lending. The company maintains a Preferred Lending Partner status with the SBA, enabling local-level credit decision making. Deposit products include commercial and consumer checking accounts, money market accounts, savings accounts, certificates of deposit, treasury services, commercial payments, cash management services, insured cash sweep products, and CDARS offerings. The company also provides specialized services to homeowner associations, law firms, medical practices, and other professional services firms through its Private Client Group. Additionally, the company operates correspondent banking services for Latin American and Caribbean financial institutions.
The company's subsidiary, Florida Peninsula Title LLC, provides title insurance services for real estate transactions. The company was formed in December 2021 as a holding company structure, with the Bank's Class A common stock converting into company stock on a one-for-one basis. Prior to this reorganization, the Bank had completed an initial public offering in July 2021. The company qualifies as an emerging growth company under the Jumpstart Our Business Startups Act and maintains a conservative credit culture emphasizing prudent underwriting and relationship-based banking focused on understanding local South Florida markets and business dynamics.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- DORAL, FL
- Fiscal year end
- December
- CIK
- 1901637
- SIC
- 6022
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns USCB FINANCIAL HOLDINGS, INC. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · USCB FINANCIAL HOLDINGS, INC.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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