JPMorgan Global Allocation Fund

JPMorgan Trust I · 8 share classes

Moderate allocation fund
One fund, 8 share classes:GAOAXGAOCXGAOSXGAONXGAOZXGAORXGAOFXGAOTX
$2.74B NAV
1,721 positions · as of 2026-04-30 · filed 2026-06-26

Fund classification

Classified from what the fund holds · as of 2026 Q2

JPMorgan Global Allocation Fund is a moderate allocation fund.

Asset class
Allocation (multi-asset)
Region
Global
Management
Actively managed
Fund type
Open-end fund
Equity exposure
Moderate
Features
Fund of funds

Fund profile

As filed in the prospectus · 2026 Q1

The Fund seeks to maximize long-term total return.

Strategy · summarised

The fund pursues maximum long-term total return through a flexible allocation across global equities, fixed income, and alternatives, with the adviser making tactical decisions based on intermediate-term market outlook. The adviser constructs the portfolio by selecting underlying securities, funds, and derivatives, and expects to invest primarily through J.P. Morgan Funds rather than holding securities directly. The fund maintains at least 30% of assets in non-U.S. countries under normal circumstances and may use derivatives including swaps, futures, and short sales to gain targeted exposure. Because the fund's returns depend on the adviser's allocation decisions and the performance of selected underlying funds, results will diverge from any benchmark.

Expenses
0.65% 1.53%across 8 share classes
Share classGrossNet
GAOAX1.20%1.03%
GAOCX1.70%1.53%
GAOSX0.95%0.78%
GAONX1.49%1.40%
GAOZX0.70%0.65%
GAORX1.10%0.75%
GAOFX0.95%0.90%
GAOTX1.22%1.15%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 107.00% · as of 2026 Q1

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

100.61%
of net assets
Stocks51.09%
Bonds32.35%
Other9.43%
Cash & short-term6.53%
3 smaller1.21%

Derivatives are shown at market value, not notional exposure.

Sector allocation

The same holdings as Allocation above, grouped by market sector instead of asset type · as of 2026 Q2

100%
of net assets
International26.8%
Other17.2%
Government15.9%
Information Technology8.1%
12 smaller32.0%

Government, Securitized and Cash are non-corporate buckets; International is foreign holdings we don’t sector-classify, and Other is the residual (held funds, unresolved names).

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 183 new211 exited

Largest new: United Kingdom of Great Britain and Northern Ireland, United States of America ×2, Sprott Physical Gold Trust, Federal Republic of Germany, Volkswagen Bank GmbH, URI, Roche Holding AG

Largest exited: Hungary, Roche Holding AG, American Airlines, Inc., Linde plc, Westlake Corp., Heidelberg Materials Finance Luxembourg SA, Medline Borrower LP, Petroleos Mexicanos

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+17.06%+35.73%+21.11%10.94%-8.39%
+16.48%+33.77%+18.16%10.89%-8.47%
+17.37%+36.76%+22.66%10.93%-8.32%
+16.65%+34.26%+18.91%10.96%-8.42%
+17.53%+37.35%+23.47%10.98%-8.27%
+17.44%+36.88%+22.85%10.93%-8.26%
+17.25%+36.33%+21.91%10.97%-8.33%
+16.95%+35.26%+20.41%10.93%-8.37%

These classes hold the same portfolio, so the 5.31pp spread over 5 years is the cost difference between them — roughly 1.06pp a year — not a difference in what they own.

Cumulative return· May 2023 – Apr 2026

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-04-30

Avg coupon
4.80%
Avg maturity
5.99 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

7%
floating
Fixed rate93.2%
Floating rate6.8%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y13.5%
1-3y22.9%
3-5y33.1%
5-10y20.1%
10y+10.2%
Flagged holdings
Defaulted: 0.04% · $0.35M · 1 positions
In arrears: none reported
Paid in kind: 0.03% · $0.30M · 3 positions

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying about half as much.

Interest-rate duration
2.04 yr
approx. move per 100bp
Credit-spread duration
0.95 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -3.0%
of value
Interest rates68%
Credit spreads32%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+0.95
yrs total
Investment grade+0.57 yr
High yield+0.38 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate2.04 yr total
3 mo30 yr
3 mo0.09 yr4%
1 yr0.54 yr27%
5 yr0.81 yr40%
10 yr0.41 yr20%
30 yr0.19 yr9%
Credit spread0.95 yr total
3 mo30 yr
3 mo0.00 yr0%
1 yr0.19 yr20%
5 yr0.36 yr38%
10 yr0.28 yr29%
30 yr0.13 yr13%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.09+0.00+0.00$92$427
1 yr+0.54+0.07+0.11$20.3k$30.7k
5 yr+0.81+0.11+0.25$30.8k$68.4k
10 yr+0.41+0.26+0.02$70.8k$4.6k
30 yr+0.19+0.12+0.00$34.0k$1.0k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Rate exposure by currency

Duration contribution in years, summing to the fund's 2.04 yr.

JPY+0.67 yr
USD+0.67 yr
GBP+0.52 yr
AUD-0.16 yr
EUR+0.14 yr
CAD-0.08 yr
18 others+0.27 yr

This is where the fund's rate exposure sits, not its currency risk — most international bond funds hedge the currency back to dollars, and the size of those hedges is not in the filing. Tenors are also summed across curves, so a 5-year JPY point and a 5-year USD point are added together.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
JPMorgan Prime Money Market Fund4.62%$126.53M
JPMorgan Income FundJMSFX3.78%$103.60M
JPMorgan Income ETF3.53%$96.68M
United States of America4.13% · due 2027-01-312.74%$75.12M
NVIDIA Corp.NVDA2.38%$65.15M
JPMorgan Small Cap Equity FundVSENX1.64%$44.85M
Taiwan Semiconductor Manufacturing Co. Ltd.1.50%$41.08M
Amazon.com, Inc.AMZN1.47%$40.35M
Apple, Inc.AAPL1.16%$31.66M
JPMorgan Securities Lending Money Market Fund1.14%$31.16M
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Reported price is the fund's own reported value divided by its own reported shares at 2026-04-30 — not a live quote, and not what the fund paid.

Top 10 positions are 23.95% of net assets, top 25 35.69%, across 1.4K issuers.

See more of this fund's book

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